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| | For other Amendment(s) see the following page(s):
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| | Financial Services Bill Committee 150-159 |
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| | Clause 40, page 127, leave out lines 13 to 37. |
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| | Clause 40, page 124, line 31, at end insert— |
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| | | ‘(2) | A designated consumer body may make a complaint to the PRA that a feature, or |
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| | | combination of features, of the market for with-profits insurance policies is, or |
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| | | appears to be, significantly damaging the interests of consumers.’. |
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| | Clause 40, page 126, line 23, after ‘FCA’, insert ‘or PRA’. |
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| | Clause 40, page 126, line 32, after ‘the FCA’s’, insert ‘or the PRA’s’. |
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| | Clause 40, page 127, line 37, at end insert— |
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| | | ‘234H | Power of FCA to make request to Competition Commission |
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| | | (1) | Part 131 of the Enterprise Act 2002 is amended as follows. |
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| | | (2) | The FCA may, subject to subsection (4) of section 131 of the Enterprise Act 2002, |
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| | | make a reference to the Commission if the FCA has reasonable grounds for |
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| | | suspecting that any feature, or combination of features, of a market for financial |
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| | | services in the United Kingdom prevents, restricts or distorts competition in |
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| | | connection with the supply or acquisition of any financial services in the United |
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| | | Kingdom or a part of the United Kingdom.’. |
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| | To move the following Clause:— |
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| | | ‘The Treasury shall bring forward recommendations within six months of Royal |
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| | | Assent of this Act regarding requirements for mortgage lenders to forewarn |
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| | | existing customers about potential interest rate changes on the affordability of |
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| | | their mortgage repayments.’. |
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| | Clause 54, page 134, line 2, at end insert— |
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| | | ‘(3) | The first case requires the Bank of England, FPC, FCA or PRA to provide the |
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| | | Treasury or the Secretary of State with an early warning of the possibility that a |
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| | | notification of a material risk to public funds may be given, and full information |
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| | | about the circumstances.’. |
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| | Clause 54, page 134, line 7, after ‘England,’, insert ‘FPC, FCA,’. |
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| | Clause 54, page 134, line 13, after ‘Bank,’, insert ‘the FPC, the FCA,’. |
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| | Clause 54, page 134, line 3, leave out ‘first’ and insert ‘second’. |
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| | Clause 54, page 134, line 6, leave out ‘second’ and insert ‘third’. |
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| | Clause 54, page 134, line 15, leave out ‘third’ and insert ‘fourth’. |
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| | Clause 54, page 134, line 5, at end insert ‘or where there is a risk to relevant |
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| | markets functioning well, fairly, efficiently and transparently.’. |
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| | Clause 61, page 137, line 29, at end insert ‘which must include risks which |
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| | significantly impact upon the safety and soundness of PRA-authorised persons, or which |
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| | put at risk relevant markets functioning well.’. |
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| | Clause 61, page 137, line 23, after ‘PRA’, insert ‘and the FCA’. |
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| | Clause 61, page 137, line 31, after ‘PRA’, insert ‘and the FCA’. |
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| | Clause 61, page 137, line 35, after ‘PRA’, insert ‘and the FCA’. |
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| | Clause 61, page 137, line 42, after ‘PRA’, insert ‘and the FCA’. |
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| | Clause 61, page 138, line 4, after ‘PRA’, insert ‘and the FCA’. |
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| | Clause 61, page 138, line 9, leave out paragraph (a). |
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| | Clause 61, page 137, line 36, at end insert ‘and set out draft standing orders of an |
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| | ad hoc Stability Committee’. |
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| | Clause 61, page 137, line 40, at end insert ‘and ensure that the Governor and all |
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| | Bank of England Deputy Governors and the Chief Executive of the FCA may consult with |
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| | Clause 61, page 138, leave out lines 2 and 3. |
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| | Clause 61, page 138, leave out lines 13 to 17 and insert— |
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| | | ‘(7) | The memorandum is a measure prescribed by the Treasury by order which shall |
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| | | not be made unless a draft of the order has been laid before and approved by |
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| | | resolution of each House of Parliament.’. |
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