Require the Secretary of State to create a new planning use class for retail
premises used to provide high cost credit services, which would require the
granting of planning permission; to provide that local planning authorities
assess demand for retail premises used to provide high cost credit services
when considering applications for premises in that planning use class and
place a cap on the number of such shops for which planning permission may
be granted in any area; and for connected purposes.
Be it enacted by the Queen’s most Excellent Majesty, by and with the advice and
consent of the Lords Spiritual and Temporal, and Commons, in this present
Parliament assembled, and by the authority of the same, as follows:—
The Town and Country Planning (Use Classes) Order 1987 is amended as
In the Schedule, Part A, after the words “consumption off the premises”, there
“Class A4. High cost credit retail premises.
Use for the provision of a high cost credit retail premises where
services are provided principally to visiting members of the public.”
In considering whether to grant planning permission for any use of the
planning class established under section 1, a local planning authority must take
into account local demand for high cost credit retail premises of a kind
described in that section.
A local planning authority must place a cap on the total number of such high
cost credit retail premises in its area which at any one time will be granted
High Cost Credit Services (Retail Premises) BillPage 2
A local planning authority must have regard to the cap mentioned in
subsection (2) when considering any application for planning permission for
any use of the planning class established by section 1.
In this Act “local planning authority” has the meaning given in Part 1 of the
Town and Country Planning Act 1990.
This Act may be cited as the High Cost Credit Services (Retail Premises) Act
(2) This Act comes into force on the day after it is passed.
(3) This Act extends to England only.