Consumer Insurance (Disclosure and Representations) Bill

MARSHALLED
LIST OF AMENDMENTS
TO BE MOVED
IN SPECIAL PUBLIC BILL COMMITTEE

The amendments have been marshalled in accordance with the Instruction of 21st July 2011, as follows—

Clauses 1 to 10
Schedule 1
Clauses 11 and 12
Schedule 2
Clauses 13 to 20

[Amendments marked * are new or have been altered]

Clause 2

LORD HODGSON OF ASTLEY ABBOTTS

1

Page 1, line 22, at end insert—

“( ) It is the duty of the insurer to make it clear whether they comply with industry codes of practice.

( ) It is the duty of the insurer to make clear whether they will provide informal resolution procedures.”

LORD EATWELL

2*

Page 2, line 6, at end insert—

“( ) Subsection (3) applies only when the insurer has made clear to the consumer that such renewal of an insurance contract constitutes a new contract, and that questions asked at renewal constitute the set of questions relevant to the new contract.”

Clause 3

LORD HODGSON OF ASTLEY ABBOTTS

3

Page 2, line 26, at end insert—

“( ) how proportionate in relation to the sum insured the insurer’s questions were”

LORD EATWELL

4*

Page 2, line 26, at end insert—

“( ) that the questions were such as to be deemed relevant to the contract by a reasonable consumer”

Clause 5

LORD GOODHART

5

Page 3, line 5, at beginning insert “A misrepresentation which is”

6

Page 3, line 15, leave out subsection (3)

Clause 6

LORD EATWELL

7*

Leave out Clause 6 and insert the following new Clause—

“Warranties and representations

No consumer warranties will be associated with a consumer insurance contract.”

Clause 12

LORD HODGSON OF ASTLEY ABBOTTS

8*

Page 6, line 6, at end insert—

“( ) Such date shall not be less than twelve months after the implementation of the provisions of the Retail Distribution Review by the Financial Services Authority.”

Prepared 9th November 2011