Select Committee on Standards and Privileges First Report


APPENDIX 6 - Continued

Statement Of Wilfried Schnieders Formerly Finance Director of IMS Dubai

  I was employed by International Marine Services (IMS) Dubai between 7 July 1981 and 9 July 1991, firstly as a controller and progressing to Finance Director. I was, in fact, on secondment from DST Lingen. My salary was paid by DST and the overseas allowance by IMS. During that whole period my boss was Christoph Betterman, and I carried out his instructions.

  I have been asked by Mr John Macnamara about a particular salvage operation involving the vessel "York Minster". I have been shown a copy of an agreement dated 10 January 1989, between IMS, Smit Tak (co-salvors) and Crescent Petroleum. The agreed salvage price was $1.8 million. This was to be divided equally between Smit Tak and IMS, i.e., $900,000 each.

  I have been shown an information from Ambro Bank Rotterdam, dated 12 January 1989, confirming that US $1,799,934.20 had been credited to the account of IMS, the value date being 17 January 1989. This was in respect of the above mentioned salvage agreement.

  I have been shown a copy of a banker's draft for US $900,000 drawn on the account of IMS in favour of Cornish Investments SA Panama. That banker's draft was drawn on the account of IMS on the authority of Christoph Betterman. It was dated 10 January 1989. This was done to coincide with the payment of $1.8 million from Crescent Petroleum.

  This was a fraudulent transaction. IMS, according to the agreement should have received $900,000 and Smit Tak should have received $900,000 also. Infact, both IMS and Smit Tak received $450,000 each and $900,000 was repaid to Crescent Petroleum through the account of Cornish Investments SA Panama, which was an account operated by them. Both Christoph Betterman and a senior person of Smit Tak, possibly Mr Norszyk were aware of this kick-back arrangement. I am not sure of whether or not the insurers were defrauded of $900,000, but the salvage files were kept in the marine department of IMS and should show this information.

  As a result of this deal, IMS were defrauded of $450,000 and Crescent Petroleum benefited by the amount of $900,000. I am not aware that Christoph Betterman received any money from this deal. There must have been kick-backs, but I have no first hand knowledge of this. I am willing to give evidence of these facts in any court.

2 August 1991
Witnessed by John Macnamara

Summary of a meeting between Christoph Bettermann and John Macnamara between 4.30 pm - 5.30pm on Wednesday 7 August 1991, in Malaga, Spain, which was covertly tape recorded.

  JM Showed CB an agreement for $1.8 million - "that went through loss adjusters in London - Holman, Fenwick and Willan".

  CB "Yes" - He then explained the background of IMS and the build-up of the salvage business.

  JM Some of the files are missing. (Showed CB an authority letter from Schneiders to draw a bankers draft for $900,000 in favour of Cornish Investments SA). We had to get this copy from the bank because it is missing from the files.

  CB Have you ever checked Suleiman's house? You should go to Dubai. There was an agreement with Smit Tak to share the salvage and MAF knew about it.

  JM There was nothing wrong with that - the agreement was quite open. You were co-salvors.

  CB There is something wrong with it. We would get less if the arbitrators in London knew we were working together. This was on the instruction of MAF. We would get 50 per cent of the salvage Smit Tak would do and they would get 50 per cent of any salvage we would do. Smit were the main salvors in the York Marine case. I called Hamid Jaffer and he placed $2 million in November-December of 1988 - may be it was April-May. The security was discussed with Crescent because they wanted to have a share out of it.

  JM A share out of what? What the insurers were going to pay out?   CB Yes.

  JM So they were going to defraud their own insurers?   CB I suppose. Yes. That is a very common thing, John, in the salvage business.

  JM The only case I know is the "York Marine". You have an agreement for $1.8 million to be split between IMS and Smit Tak.

  CB If you talk to Klaas Reinegart (MD of Smit Tak). I was in close contact with him and the basics were agreed with Mohamed. In this case IMS must have gained about $150,000.

  JM On paper it doesn't look like that. On paper it looks as though IMS and Smit Tak lost $450,000 each.

  CB Bullshit, because Smit Tak had to agree on it, number one.

  JM (Showed CB a bankers draft for $1.8 million dated 17 January, 1989). IMS paid out $900,000 to Cornish Investments, Panama, a week before that.

  CB Hassan Rauf, Vice President of Crescent came to my office and exchanged the cheque at the same time.

  JM But you had $900,000 going back to Crescent.

  CB Yeah.

  JM So they were the beneficiaries of $900,000.

  CB But if we had gone to arbitration we would have got $600,000-$700,000 maximum.

  JM This means the insurers have lost $900,000.

  CB In salvage you discuss things with the owners. The owners agree to pay you or not to pay you. What the owner does on the other side is none of my business.

  JM But it is, because $900,000 goes out to an account in Panama. It is disguised.

  CB The "York Marine" is owned by this company, Cornish Marine. You can check in the Register, I haven't checked.

  JM Cornish Investments, according to Schneiders is Crescent Petroleum.

  CB Cornish Investments are the owners of the "York Marine". That is what we were told at the time.

  JM The insurers paid out $1.8 million.

  CB Yes.

  JM Had the insurers known that there was to be a kick-back of $900,000, they are not going to pay out.

  CB Yes.

  JM So they have been defrauded.

  CB Yes.

  JM You say that is common?   CB It is done, yes.

  JM But why, Christoph? This is fraud.

  CB I would be very careful with that word. You agree on a certain value what to pay on negotiations. You see, I acted on instructions of Mohamed Fayed.

  JM Mr Mohamed says he doesn't know anything about this.

  CB Then he is not saying the truth.

  JM Why would Mr Mohamed agree to that?   CB Because he wanted the money.

  JM Simply, if Mr Mohamed has agreed to what you say, he is worse off by $450,000. So is Smit Tak.

  CB No.

  JM Yes they are.

  CB The security that was placed, we were over secured. Read the file.

  JM You were oversecured by only $0.2 million.

  CB No, $1.4m.

  JM The amount paid out by the insurers was $1.8 million. $1.8 million comes in to IMS. $900,000 goes back to Crescent via Cornish Investments, to disguise the payment. Smit Tak got $450,000.

  CB Smit Tak were informed about this.

  JM Smit Tak get $450,000, IMS get $450,000. $900,000 goes back to Crescent.

  CB Yes.

  JM Why would Mr Mohamed agree to that? He is worse off.

  CB Otherwise he would have got $300,000, but he got $450,000.

  JM The only reason I'm here is because Mr Mohamed knows nothing about it.

  CB Mohamed knows about it. He even asked me half a year later again. He said $900,000 for Crescent was far too much, and I said, yes, they were too greedy. He and I discussed it with Klaas Reinegert at that time. The value of the salvage was only $600,000. I got $900,000. I tried to get $1 million, $1.1 million. We did not get it.

  JM Who authorised $900,000 going back to Crescent through Cornish Investments?   CB Before I got the $1.8 million I had to give him a cheque for $900,000. I talked about it with Klaas Reinegert because he was the other partner. He said go ahead.

  JM Who from Crescent benefitted by $900,000?   CB I don't know. Theoretically Mohamed Fayed could have benefitted if he is a shareholder in Cornish Investments.

  JM But he is not.

  CB I don't know. I don't know who the shareholders are. I have been asked by Hassan Rauf to issue a cheque for this account. Schneiders should have the letter. You should call Crescent and ask them who is this company who got the money.

  JM Schneiders told me that Crescent operated Cornish Investments SA.

  CB That's what they said, I don't know it.

  JM Who said?   CB Hassan Rauf said that. He came to the office and said we have to do it through this Cornish Investments, because they are the investors of the York Marine, or something.

  JM Crescent Petroleum gained $900,000 from the insurers?   CB I assume. Yeah, that's correct.

  JM What did you get?   CB Nothing.

  JM What did Schneiders get?   CB Nothing.

  JM Then why did you do it?   CB To get $150,000 more for IMS.

  JM You had an agreement for £1.8m. Why didn't you enforce that? Why did you have to make a kick-back?   CB Because we would only have got $600,000 - we would have had to have gone to arbitration.

  JM You are a lawyer. You don't want to enter into these fraudulent transactions - that's defrauding the insurers.

  CB If my boss instructs it.

  JM If your boss instructs it you go ahead and do it?   CB But you do a lot of things.

  JM I do nothing wrong.

  CB There are a lot of things I have seen in Harrods, and I could talk.

  JM Talk all you like. I have never done anything illegal, nor would I do anything illegal for Mohamed Al-Fayed.

  CB What was listening to my telephones then?   JM I did not listen to your telephones.

  CB I think this case is perfectly right.

  JM No, it is not right. What you are saying, it is fraudulent but Mr Mohamed tells you to . . ..

  CB Mohamed Fayed knows about it all. If there are problems I shall contact my lawyers.

  JM I have a written statement from Schneiders. The insurers were defrauded of $900,000.

  CB I'm not so sure the underwriters were involved. Crescent said at the time that the "York Marine" was not insured.

  JM Are Holman, Fenwick and Willan loss adjusters?   CB They're the lawyers for Smit Tak.

  JM Who were the insurers?   CB I don't know.

  JM If it wasn't insured, why go through this sham?   CB They would have only given us $300,000. You asked me what I got, I got a certain percentage based on my yearly bonus.

  JM I don't see how Crescent can defraud themselves.

  CB Why don't you ask Hamid Jaffer?   JM Is Hamid Jaffer defrauding his principles?   CB It is all speculation.

  JM Have you spoken to Schneiders?   CB I have spoken to him from time to time.

  JM You mean, yes.

  CB Yes.

  JM Did he read you his statement?   CB He said he didn't sign anything.

  JM He signed it in front of me. (W. Schneiders' statement of 2 August 1991, was then read to Christoph Bettermann in full).

  CB That is libel.

  JM IMS have lost $450,000.

  CB It's wrong and Mohamed Fayed knows this.

  JM You are saying you entered into a fraud because Mr Mohamed told you to.

  CB So, what have I gained? Nothing.

  JM You gained the percentage on your commission.

  CB There are some other cases.

  JM Tell me about them.

  CB I'm not authorised to talk about them unless I get his instructions.

  JM I'll call him now and get his instructions. Do you want to call him?   CB I don't see any reason why I should. I will talk to my lawyers. Mohamed Al-Fayed told me if I stayed with him he would make me rich. If I left him he would destroy me.

  JM (The fraud was summed up). Who are the owners of Crescent Petroleum?   CB Hamid Jaffer.

  JM If he is the owner, why does he want to defraud himself?   CB There might be a perfect explanation why they have done it.

  JM This is fraud. Someone has lost $900,000, either the insurers or the owners of Crescent Petroleum, whoever they are.

  CB You have to ask Hamid Jaffer.

  JM Why defraud himself?   CB IMS has gained $150,000.

  JM How can you gain $150,000?   CB Because salvage services were only evaluated by our own people and Smit in area of $500,000 to $600,000.

  JM That's not what it says on paper.

  CB We have been sitting there negotiating with them.

  JM According to these papers you should have gained $450,000 more than you did.

  CB We would have had to go to arbitration. The arbitrator in London would have given us in the area of $600,000.

  JM In that case, why didn't Crescent say to you - I'm sorry, we are only going to pay $900,000, or whatever and if you want more you are going to have to go to arbitration and you settle with it quite openly. Why do you go through all this subterfuge with an account in Panama and kicking the money back?   CB Once we agreed on the amount they would pay, then Hassan Rauf came and said OK we want to have the money transferred here.

  JM Why? Because you have an agreement for $1.8 million. Did you ever know who the insurers were?   CB If I recall, Hamid Jaffer said the vessel was insured but I'm not sure.

  JM Then he doesn't need to defraud himself of $900,000.

  CB You have to ask all these questions of Hamid Jaffer.

  JM I need to find out firstly who the insurers were, and who has lost the money. What you are saying is it was done on the instructions of Mr Al-Fayed which he says is totally untrue.

  CB This is the problem with Mohamed Al-Fayed is that instructions were never given in writing. It is very difficult.

  JM I wouldn't put myself into a fraudulent transaction because Mohamed Al-Fayed told me to.

  CB I don't consider it fraudulent because you don't know who against the fraudulent action was.

  JM It has got to be somebody because somebody paid $900,000. So it must be fraudulent.

  CB Not necessarily. It could be other forms of evasion - tax evasion for example.

  JM Tax evasion is fraud.

  CB In another word.

  JM We can't take it any further. What you suggest is I have to go to Hamid Jaffer.

  CB I would suggest you talk to Hamid Jaffer.

  JM And I have to go to Smit Tak. Mohamed is very upset because he says he has lost $450,000 and if you say he agreed to it and told you to do it, why am I wasting my time in Malaga in the middle of August?   CB That's the reason I said I don't want to go to Paris and waste my time there.

  JM It's not a waste of time Christoph because if it's fraud he wants it prosecuted and reported to the Police. It's not a waste of time to explore it beforehand, which is what he wants to do.

  CB Then we must be very careful because he might also be involved.

  JM So you say, but he says he is not.

  CB I definitely know that I talked with him and I talked with him a second time some time later and when he asked me again and I don't know if he ever talked to Hamid Jaffer. I always assumed until recently that he and Hamid Jaffer were quite good friends, and knew each other very well, but it seems that is not the case.

  JM I don't know.

  CB There should be a file.

  JM I'm told the files are missing.

  CB I could not say that someone has taken them because a lot of files were packed because IMS moved from one location to another. Ask Suleiman.

  JM If the York Marine was insured, who were the insurers?   CB I have no idea. I never bothered who the underwriters were.

  JM Why did Schneiders find it necessary to call you after I had seen him if it is all so innocent?   CB But Schneiders and I permanently talk. We are from time to time talking.

  JM But Schneiders said he wasn't going to discuss this with you.

  CB I called Schneiders on Saturday and said I am going to Spain and that John Macnamara has talked to you.

  JM Did Schneiders tell you he didn't sign anything.

  CB He said that he has not signed anything.

  JM Then he is telling you lies.

  CB I said there are no problems. He said, that's what I told John Macnamara.

  JM He signed a statement.

Further general conversation and reiteration of points already discussed.

  CB You must be able to find the shareholders of that company (Cornish Investments).

  JM I know in hindsight you try to discover all these things, but the reason it was done through Panama was so that people won't be able to discover where the money went. $900,000 has gone astray. Someone has lost $900,000, and Mohamed, I believe has said that a share of that is his and he has been defrauded and you were a party to it.

  CB I would not have done anything where Mohamed would have lost and, therefore, would have been defrauded. He gained $150,000.

  JM So someone has gained £900,000 you must agree with that.

  CB Yes, Crescent or those Cornish people.

  JM They can't gain their own money. They paid the money out. So if they paid out $1.8 million and they got $900,000 coming back, they have gained nothing.

  CB Maybe they didn't want to show too much profits. Maybe they had profit sharing schemes so they wanted to reduce their profits, I don't know.

  JM Christoph, we are talking round in circles.

  CB You have to talk to Hamid Jaffer and Klaas Reinegert.

  JM I will. Mohamed's instructions to me are that if this can be prosecuted criminally, he will prosecute.

  CB Yeah, fine.

  JM That's why I'm trying to find out where the money has gone.

  CB Well, I haven't got it. You should also look for the file. You will find all sorts of notes and things on there.

  JM You think Suleiman has this file?   CB There should be a file in my office.

Interview terminated at 5.30 pm.

1994 B No 2583

IN THE HIGH COURT OF JUSTICE
QUEENS BENCH DIVISION
BETWEEN

JOHANN CHRISTOPH BETTERMANN

Plaintiff

and
MOHAMED AL-FAYED

Defendant


WITNESS STATEMENT OF ADNAN KARIM


I Adnan Abdul Karim Assad Abdulla, Company Director of PO Box 1246, Sharjah, United Arab Emirates, will say as follows:

  1. I am Vice Chairman of International Marine Services and have been since 1991. I have been employed by IMS and its associated companies for 19 years. Between 1986 and 1991 I was assistant to the President of IMS, Christoph Bettermann.

  2. Although I worked fairly closely with Mr Bettermann until his dismissal from IMS, he chose what matters he wished to involve me in. I was involved in sitting through the meetings to buy the Grey Mackenzie fleet. I knew generally of the work of the salvage division. It was a profitable part of the business. I cannot remember the salvage of the York Marine in any great detail although I have a vague recollection about the dangers involved. I do not recall and was not involved in the negotiations with Crescent Petroleum about the guarantee or the salvage fee. Mr Bettermann never asked me to be involved in them or told me anything about them.

  3. In the late spring of 1991, in April or May, I began to hear rumours in Dubai that Mr Bettermann wanted to work for another oil company, and that he was actively talking to someone about a new job. This was at a time when Mr Bettermann was not only heading IMS but also in a senior position in Harrods in London as well, and I was sceptical about these rumours because Mr Bettermann was in such a senior position and was so well paid. Nevertheless, I heard them from about three or four different sources; friends, and business acquaintances. I cannot now remember who exactly told me of these rumours. IMS was undertaking quite a lot of work for oil companies at the time and my recollection is that, in part, I heard this information from contacts at other oil companies. I telephoned Mr Al-Fayed to tell him of these rumours and I also indicated that I was sceptical of them.

  4. I cannot now recall precisely when I heard that it was Crescent that Bettermann was talking to. It was, I think, at about the same time and again, from one of the oil companies that IMS was doing business with. The oil industry in and about Dubai is quite close knit and rumours spread quickly. Again, when I heard of these further rumours that Bettermann was thinking of working for Crescent Petroleum, I again telephoned Mr Al-Fayed to tell him of this.

  5. One evening in June 1991, I was called by Mr Bettermann from London. It was in the night at about 10.00 pm. He said to me "Adnan, I have been fired". He did not tell me why. A few minutes later I got a call from Mohamed Al-Fayed who told me he had fired Mr Bettermann. He also did not tell me why. Mr Al-Fayed told me that the employment of Mr Schnieders and Mr Bettermann's secretary - Judith Stafford - should be terminated as soon as possible. I told Mr Al-Fayed it was too late by then to call them that night so I telephoned the radio room at IMS's offices to tell them not to allow Schnieders and Stafford to enter the office the following morning until I arrived. The radio room told me that Schnieders and Stafford were already there. I telephoned Mr Zuhair Dabousi, IMS's public relations officer (who died about two years ago) and asked him to meet me at the office, and I then went straight to the office.

  6. When I arrived at the office, where I met Mr Dabousi, we found Schnieders and Stafford in Stafford's office. I should explain that these offices are located at the far end of IMS's administrative office building. Mrs Stafford's office is located off the main corridor, and Mr Bettermann's office was situated off Mrs Stafford's office. Mr Bettermann's office was reached through Mrs Stafford's office and all Mr Bettermann's papers and files were kept by Mrs Stafford in her office. Opposite Mrs Stafford's office on the other side of the corridor were the accounts offices including Mr Schnieders' office. When Mr Dabousi and I found Schnieders and Stafford, I told them to leave the offices immediately. They asked if they could take their personal papers with him; I said no, and told them they could return for these the following day. They offered no explanation, as far as I can recall, of what they were doing. It seemed to me very odd indeed that they should be in the office at what must have been about midnight. I had never known an occasion when individuals, particularly a secretary would work so late. IMS's normal office hours were 7.30 am to 4.30 pm.

  7. They left the offices and got into Mrs Stafford's car to drive away. Once they had left, I and Mr. Dabousi had a quick look round the offices. In the main accounting office immediately opposite Mrs Stafford's office, there was a large shredding machine. It was about three feet high and was the main one used in the offices. There was no separate shredding machine in Mr Bettermann's or Mrs Stafford's offices. This machine worked when paper was fed through it, and switched off automatically once the paper had been shredded. It was therefore not on. However, the black plastic bag beneath it, used to catch shredded paper was full and overflowing with shredded material. I was very surprised by this since, firstly, I had not seen the shredding bag as full as this before (we did not do a lot of shredding in the offices), and secondly, the office boy usually cleaned the offices immediately after they closed at about 5.00 pm and it was one of his tasks to empty the shredding bag. I had not noticed the bag being full earlier in the day.

  8. I was then called from the office by the security guard to the front gate, where they had stopped Mr Schnieders and Mrs Stafford from leaving, because a large box files and documents was visible on the back seat of the car. I went to the security gate with Mr Dabousi and asked what these files were. Mrs Stafford told me that they were Mr Bettermann's private papers. I said that these could not be taken away. Mrs. Stafford started behaving a little strangely, and became a little aggressive and mildly hysterical. She seemed a little drunk to me and there was a smell of alcohol on her breath. I asked them to give me the papers and leave quietly otherwise I told them I would call the police. Mr. Schnieders then agreed that the papers would be handed over and I took them back. They agreed to leave immediately. I did not allow them to take anything away.

  9. I assumed that Bettermann had called them and asked them to go to the office, as I had never known them to be at the office at such an hour and because they were trying to take away his papers.

  10. I telephoned Mr Al-Fayed that night from the office once Schnieders and Stafford had left to tell him what had happened. He suggested I call the police; but by then Schnieders and Stafford had left so I told him there was no need. I did not report the matter to the police.

  11. Subsequently, a day or so later, a search of Mrs Stafford's office revealed an empty bottle of whisky. When this was found, it confirmed my suspicions that Mrs Stafford had been drunk the night she and Mr Schnieders had come to the office.

  12. Within a day or so, Bettermann came back out to Dubai to deal with the final arrangements for his departure. John Hadjiouannou (who worked for Mr Al-Fayed) also came out to negotiate Bettermann's termination package. There was a meeting at Bettermann's house with Bettermann, Hadjiouannou, Schnieders and myself to discuss how much Bettermann was to be paid and how long he would be allowed to remain in his villa. I do not recall the detail of the negotiations but I do recall that Mr Bettermann agreed at the meeting after some negotiation that he would be paid $160,000. There was then a subsequent meeting at which Mr Bettermann's lawyer, his wife and IMS's lawyers - Allen and Overy - also attended to negotiate the detailed settlement agreement. I was given a power of attorney from Mr Al-Fayed and signed the agreement on his behalf from IMS, once the drafting of it had been completed.

  13. Mr Bettermann said nothing further during these negotiations about his dismissal to me; he never said to me that he had resigned of his own will.

  14. I then ran IMS for a short period until Ali Dahbashi became President of IMS towards the end of July 1991. At about this time, shortly after Mr Bettermann's departure, Mr Al-Fayed asked me to have someone look through all the papers to review everything Mr Bettermann had been involved in. I and Ali Dahbashi asked Sheikh Suleiman to carry out a general review of a number of matters including the salvage accounting files and he told us, as a result of carrying out this review, that he had discovered a very strange transaction involving the salvage fee for the York Marine. He told us that $900,000, half of the fee appeared to have been paid to an unconnected Panamanian company called Cornish Investments.

  15. I telephoned Mr Al-Fayed to tell of this, explaining what Suleiman had told me. Mr Al-Fayed was concerned about the transaction and asked me to look into it further. Mr Al-Fayed certainly did not tell me or give me the impression he knew about this transaction; on the contrary, he clearly knew nothing about it and wanted it investigated. I then arranged, as far as I can recall, for Suleiman and Omar Faris to put together a file of papers drawing together all the information IMS had on the transaction.

  16. I sent this file of papers to Mr Al-Fayed and I recall shortly afterwards speaking to John MacNamara in London who had been asked to carry out further investigations by Mr Al-Fayed. John subsequently sent me the statement of Schnieders which he had made when John saw him. I believe that at about this time I also sent copies of the papers to David Sherwin at Ernst & Young in London.

  17. We decided to obtain an opinion from Dubai lawyers about the transaction and Ali Dahbashi and I went to see Samir Jafar of Jafar Alwan and Associates to give him the papers and discuss the matter with him. He wrote us a letter of advice (which I passed on to Mohamed and Ali Fayed), but, in short, his view as that Mr Bettermann's conduct was clearly criminal. I and Ali Dahbashi discussed this advice with Mr Al-Fayed and he decided that we should proceed with a criminal complaint and I instructed Samir Jafar accordingly.

  18. A week or two later, Mr Al-Fayed decided to write to the ruler of Sharjah about the transaction. As he had no arabic typewriter in London, Mr Al-Fayed dictated the letter he wanted sent to me and it was typed in our offices in Dubai. The letter was then sent to London by courier and was signed by Mr Al-Fayed and returned to us. Ali Dahbashi then took the letter to the Ruler's office personally. The further letter to the Crown Prince written a week or so later came into existence in the same way.

  19. In the course of the next few years, during the criminal proceedings against Mr Bettermann, articles appeared in Gulf newspapers in english and arabic about the charges Mr Bettermann was facing and the trial. None of these articles were ever inspired by me. I recall that on one or two occasions I received telephone calls from journalists asking for information about Mr Bettermann and the case against him. I tried as best I could to give a factual explanation of IMS's case and referred the journalists to the Court or IMS's lawyer. I received no instructions from Mohamed Al-Fayed to talk to journalists nor did I discuss any of these press inquiries I received with Mr Al-Fayed.

  20. I confirm that the contents of this statement are true to the best of my knowledge, information and belief.

Adnan Karim

24 June 1995

1994 B No 2583

IN THE HIGH COURT OF JUSTICE
QUEEN'S BENCH DIVISION
BETWEEN

JOHANN CHRISTOPH BETTERMANN

Plaintiff

and
MOHAMED AL-FAYED

Defendant

 
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