Select Committee on Treasury Appendices to the Minutes of Evidence


APPENDIX 3

Memorandum from the Royal National Institute for the Blind

  The Royal National Institute for the Blind (RNIB), as the largest organisation in the UK representing the interests of blind and partially sighted people, is very pleased to submit a response for consideration by the Sub-Committee, as issues of currency design, so that notes and coins are easily recognisable and usable by people with sight problems without error or confusion, is a matter of major concern to people with a visual impairment. We have been active in discussion of these issues with the Royal Mint over many years, and have often been consulted by the Mint when issues concerning the design and issue of new coins come up. We have also been very active, through the European Blind Union (EBU) in discussions over the design of the new Euro currency, and have contributed to the work of Treasury working groups preparing for the possible change-over to the Euro in this country. To give the Sub-Committee an idea of the work in which we have been involved and the principles of currency design we are concerned to promote so that the currency can be fully inclusive so far as visually impaired people are concerned, I am enclosing with this letter a copy of the EBU's document "Currency Design for Visually Impaired people", in whose preparation we had a large hand[1]. In the following paragraphs, I shall attempt to summarise the issues for the Royal Mint which our experience tells us need to be addressed by the Sub-Committee so far as people with a visual impairment are concerned.

  These are:

1.  HAVING CLEAR ACCOUNTABILITY FOR THE USABILITY BY CONSUMERS OF CURRENCY CIRCULATING IN THE UK.

1.1  Consultation with consumers on UK currency.

1.2  Representation over any future EU currency circulating in the UK.

2.  CO-ORDINATION OF THE DESIGN AND UTILITY OF CASH AND CREDIT INSTRUMENTS IN THE UK

2.1  Being entirely separate from the Bank of England and the Scottish, Northern Irish, Isle of Man, Jersey etc who are responsible for issuing banknotes.

2.2  No clear responsibility for the development of electronic purses, credit cards and the standards applied to ensure inclusion.

DETAILED COMMENTS:

1.  HAVING CLEAR ACCOUNTABILITY FOR THE USABILITY BY CONSUMERS OF CURRENCY CIRCULATING IN THE UK

1.1  Consultation with consumers on UK currency

  Though the Royal Mint has consulted with RNIB on an informal basis on the design of coins, it is not clear that one of their principal objectives is to ensure that the system of coins is usable by all UK citizens, and from our standpoint that it takes into account the needs of people with significant sight problems.

  On the other hand, it is worth noting from our evaluation of coin systems in the world as part of responding to the development of the Euro, that the UK system compares very favourably. The system of shaped coins (50p and 20p), significant differentials in size and shape etc conforms well to our guidelines and is better than many.

  We would recommend that in any future arrangements there is a clear objective for the Mint to ensure coins are inclusively designed to be usable by all citizens, and that it has an obligation to consult.

1.2  Representation over any future EU currency circulating in the UK.

  During the discussions on the development of the Euro, at a time when it was not formally decided whether the UK was going to join, RNIB (through the European Blind Union) took an active role in promoting the needs of blind and partially sighted people in the design of the new system. This was particularly successful for notes, but less so for the system of coins. There were many reasons for this, but one of them seemed to be a lack of clarity about who the responsible authorities were, and how to influence them. The result was that from the very beginning of the design process for notes, our user requirements were considered and we had a successful outcome without too much difficulty and expense for the industry and politicians involved. Whereas on coins many key decisions had been taken before any serious consultation took place and that meant necessary changes involved intervention at a high political level and costs to all parties. The result was less satisfactory.

  We do not feel we got clear leadership and intervention from the Royal Mint on this subject and it appears that there was little clarity in the various responsibilities.

  We would recommend again that in any future arrangements there are clear lines of responsibility for influencing such design issues. This is not academic, as we believe there will have to be future adjustments to the Euro system.

2.  CO-ORDINATION OF THE DESIGN AND UTILITY OF CASH AND CREDIT INSTRUMENTS IN THE UK

2.1  Being entirely separate from the Bank of England and the Scottish, Northern Irish, Isle of Man, Jersey etc who are responsible for issuing banknotes.

  To be able to use the common payment system is the key to inclusion in our society. As citizens we use in an integrated manner notes, coins, cash cards, credit cards and potentially electronic purses (very big in Holland, and Belgium) and Internet money systems. However there is no one authority which has overall responsibility for the usability of the payment systems by citizens. This means that co-ordination happens as the result of goodwill and chance rather than by systematic design. In an increasingly devolved UK will this work in the long term?

  We would recommend that there should be a body whose responsibility is to define standards to ensure the usability of payment systems for all citizens, and that it should have clear accountability and the requirement to consult.

2.2  No clear responsibility for the development of electronic purses, credit cards, internet money and the standards applied to ensure inclusion of all citizens

  In particular we draw attention to the increasing importance of new payment systems, and the lack of any authority responsible for ensuring their usability by all citizens.

12 January 2001


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