| 1. | Memorandum submitted by the Women's Budget Group
| Ev 126 |
| 2. | Memorandum submitted by Mr James Nelson
| Ev 126 |
| 3. | Memorandum submitted by the North East Pensioners Association
| Ev 132 |
| 4. | Memorandum submitted by the National Federation of Post Office and BT Pensioners, the National Association of British Steel Pensioners and the Civil Service Pensioner's Alliance
| Ev 134 |
| 5. | Letter to the Committee from the Money Advice Unit, Hertfordshire County Council
| Ev 144 |
| 6. | Letter to the Clerk of the Committee from the Rt Hon the Baroness Castle of Blackburn
| Ev 146 |
| 7. | Memorandum submitted by the Industrial Society
| Ev 146 |
| 8. | Memorandum submitted by the ESRC SAGE Research Group, the London School of Economics
| Ev 148 |
| 9. | Letter to the Committee from the Pension and Population Research Institute
| Ev 151 |
| 10. | Memorandum submitted by the Independent Pensions Research Group and the Northern Pensions Resource Group
| Ev 152 |
| 11. | Memorandum submitted by the Association of Consulting Actuaries
| Ev 158 |
| 12. | Memorandum submitted by Norwich Union
| Ev 160 |
| 13. | Memorandum submitted by the Trades Union Congress (TUC)
| Ev 162 |
| 14. | Memorandum submitted by UNISON
| Ev 165 |
| 15. | Letter from UNISON to the Secretary of State for Work and Pensions
| Ev 165 |
| 16. | Letter to the Clerk of the Committee from Mr Thomas M Ross
| Ev 166 |
| 17. | Memorandum submitted by the Barnet Senior Citizens' Forum
| Ev 167 |
| 18. | Memorandum submitted by the National Association of Pension Funds
| Ev 168 |
| 19. | Memorandum submitted by the Government Actuary's Department
| Ev 170 |
| 20. | Letter to the Second Clerk from the Government Actuary's Department
| Ev 172 |
| 21. | Letter to the Clerk of the Committee from the Institute of Actuaries
| Ev 174 |
