Examination of Witnesses (Questions 120-139)
13 JANUARY 2004
DR NICHOLAS
VAN HEAR,
DR CECILIA
TACOLI, MS
CATHERINE BARBER
AND MR
RAM CHANDRA
PANDA
Q120 Mr Davies: Two per cent per annum?
Dr Van Hear: No. The stock, if
you like.
Ms Barber: I would just come back
to the question of what the UK can do for migrants within developing
countriesinternal migration within developing countriesso
that their rights are respected. I think that, as a donor, the
UK can encourage developing countries to mainstream migration
in their poverty reduction analysis, in the same way as gender,
or HIV/AIDS, or conflict are mainstreamed. I will give you an
example. I have been working recently in the Kotido region in
Uganda, where there is a large pastoralist community and there
is seasonal migration. It is a predictable pattern of migration,
such that the menfolk and the boys from the villages will go off
for six months a year and look after the cattle and then come
back. Even so, their public services do not respond to that, because
it is not in the planning mentality; they have not captured it
yet. That means that the boys are not going to school. The girls
are not going to school either, but the boys are not going to
school partly because they are migrating. When the government
allocates funds to districts, it does it on the basis of permanent
residence in the district. If there is seasonal migration from
Kotido to Kitgum and those people do not count in the population
figures, then the funds do not come there. That is in Uganda,
which is doing pretty well in terms of poverty reduction. So I
think that mainstreaming migration could really help.
Q121 John Barrett: Perhaps I could move
on to the rights of immigrants in the UK. The UK Government have
not ratified the UN Convention on the Protection of Rights of
all Migrant Workers and Members of their Families. The Government
argue that that it has the balance right between the rights of
migrant workers and immigration control. Do you agree? Do you
think that the Government have the balance right?
Ms Barber: Oxfam would certainly
encourage the Government to sign the Convention. If the provisions
for migrant workers' rights are as good as we say they are, then
I think that we should not be afraid of signing this Convention.
Dr Van Hear: I echo that.
Q122 John Barrett: Are you aware of anything
which would dramatically change if the Government decide to sign
the Conventionwhich would change from the situation now?
Dr Van Hear: To my knowledge,
it is only the sending countriesmigrants' countries of
originthat have ratified and signed the Convention and
no destination countries have. So the UK would be a leader if
it were to do so.
Ms Barber: I am not aware of anything
that would hugely change but, having said that, if we do not expect
big changes then why should we be afraid to sign it? If there
were going to be changes and that would mean that migrants were
doing better, then we should also sign it. So I do not think that
there is any reason why we should not sign it, on that argument.
We will provide further written evidence on this question if desired[2].
Q123 Tony Worthington: In each of your
papers I think you all say that it would be better if everything
was more coherentwhich I would agree with. However, you
have dealt with migration in different bags. There is the asylum
bag, the development bag, the humanitarian bag, the trade bag,
and so on. Have any of you seen where anyone has achieved coherence?
Where progress has been made? None of you goes on to say, "This
is a coherent policy that we are offering to you". Is that
because it is too difficult?
Dr Van Hear: My experience, and
probably your experience, is that the home affairs or domestic
affairs side of things have a very different set of interests
from the development people, and there are quite evident tensions
between them. You can see this at the EU level, and I imagine
in the UK Government as well. There are therefore inherent tensions
there to be overcome. I think that a very small step in the right
direction has been this High-Level Working Group on Asylum and
Migration in the EU, which has at least brought together those
various parties. It has not been very successful. The migration
control imperative has dominated in that format. As I understand
it, it has been too unilateral. That means the EU end of things
has dominated in these partnerships that they are supposed to
be trying to develop with target countries in the developing world.
However, at least it is a forum where these different elements
of policyforeign policy, development policy, migration
control, securitycan come together and talk to each other.
So I would say that there is a need in the UK to offer some kind
of similar forum where those parties come together, if they do
not already. Some kind of standing committee on migration and
development, for example, might be useful.
Q124 Tony Worthington: Is the biggest
force for change or coherence likely to be labour shortage in
Europe, perhaps the United States, and other countrieswhere
they would have to take a different attitude to migration?
Dr Van Hear: It is one spur, yeswhere
both migration and development issues are forced together, both
in terms of development in the developed world and the impact
on the sending countries.
Ms Barber: Yes. I think what Nicholas
was saying was that there would be a convergence towards interests
being alignedas opposed to there being attention to wanting
to keep people out, people wanting them to come in. If there is
a labour shortage or a demographic trend such that we actually
need more people, then that inherent tension that he was talking
about does start to disappear. In the absence of a perfect forum
for reconciling trade, aid, immigration, asylum, et cetera,
I would like to see the Department for International Development
analysing other policies from the Home Office or from the Foreign
Office a little more assertively, to say, "What impact will
this have on development?" For example, to look at the recent
sector-based schemes from the Home Office, under which 10,000
low-skilled economic migrants are coming into the UK this year.
There has not been an analysis of that from a development point
of view, and that is something which could very easily have been
done. That would have been a step towards joined-up policymaking.
Dr Van Hear: Perhaps I could give
one example of coherence or non-coherence at the other end, at
the sending end. I have interviewed households in Sri Lanka, Tamil
households in the conflict areas, who feature many different forms
of migration. Some, the elderly, might stay in their home village;
others are internally displaced within Sri Lanka; still others
have sought refuge in Tamil Nadu in south India; other members
of the same family or extended family have gone to Norway, Britain,
or wherever; others may have gone to work as labour migrants in
the Gulf countries. My point is that a policy change in one of
those countries or environmentsin the Gulf or in the UKwill
impact on all those other forms of migration, and it will affect
the kinds of strategies that households try to work out in terms
of their livelihoods, for instance. So that is one area where
there is a need for coherence. You have to think of the implications
of what your measures are for these different interests, even
within households.
Q125 Mr Khabra: The New Economics Foundation
would like the definition of "refugees" to be changed,
to include those who are forced to migrate due to environmental
changes. Those environmental changes in the modern world, as everyone
knows, are man-made, such as global warming. What in your view
would be the result of expanding the definition of "refugees"
to include environmental refugees?
Dr Tacoli: I think that it is
important to attract more attention than there is at the moment
to the impact of climate change. Having said that, it is extremely
difficult to define what environmental refugees are. We know that
there are internally displaced persons who are moved because of
large infrastructural projectsdams, for example. Would
that be part of it? The example that is given by the New Economics
Foundation is a very strong one, namely the small islands in the
Pacific which will go under water. However, it is a very limited
example. It cannot be expanded to many other situations. It is
very complex, and I think that there is a risk of missing the
fact that environmental change is one of the many aspects which
are motivations for migration.
Q126 Mr Khabra: As we know, highly industrialised
countries such as the USA are mostly responsible for global warming
and are not even willing to co-operate with the rest of the countries
of the world to reduce pollution. The definition of "refugee"
is those who are running away from a political situation, but
here we are trying to include othersthose who are forced
to migrate for various reasons. One of the modern ones is that,
because of global warming, the sea level rises and people become
homeless or, due to global warming, there could be a drought in
a country. Some people get carried away by their emotions and
their views. My personal viewand I would like you to tell
me if I am wrongis that there should be a special responsibility
on the part of the highly industrialised countries, if they cause
a disaster for human beings in another part of the world, to take
the responsibility of maintaining and supporting them.
Dr Van Hear: Yes, but how you
finger the blameworthy countries is another question. It is probably
an impossibility. I agree that this issue of displacement by environmental
factors needs to be highlighted, but I am against incorporating
environmental refugees into the definition of "refugees".
It would just dilute the current refugee regime, if you like,
which is already under attack from various quarters.
Q127 Mr Davies: Why would it dilute it?
Dr Van Hear: By including yet
another category. Maybe I have misunderstood your question. If
you mean extending the Refugee Convention or whatever international
legal mechanism to include environmental refugees, I think that
is a non-starter, because the 1951 Convention has rather specific
criteria for defining refugees, which allow degrees of protection
to be sought, and so on.
Q128 Mr Davies: It is a bad idea because
it changes the Convention?
Dr Van Hear: I would not throw
that out of the window, but you cannot extend the Convention to
everything. For example, you could also include the 10 million
or so people a year worldwide who are displaced by development
projects and other migration-linked developmentby dams,
and so on. Are we going to extend the coverage of the Convention,
or whatever international mechanisms you want to devise, indefinitely?
Mr Battle: It is not as if it is an unreal
problem now. There are islands in the south Pacific where people
have been removed entirely because the ocean is rising up over
their island and they have to be found somewhere else to live.
I am not sure the scale and timeframe of that is quantifiable.
I think that 2,500 people are being moved from the islands off
Tuvalu. Who will make space for them? Where will they go? Who
treats them seriously? Maybe the conventions were written at a
time when conflict and violence were seen as the main cause of
refugee status. If people are going to be swamped by water and
their homeland completely drowned, the international community
has perhaps to take some responsibility as to their status. I
am not quite sure of your response to that.
Chairman: I think that everyone has canvassed
that and made their views known.
Q129 Mr Davies: Is there not a fair distinction
to be made between the victims of a natural disasterI think
that I am following Mr Khabra's views herewhere elementary
human solidarity might be expected to play a role? So we all share
some responsibility. None of us knows when we are going to be
a victim of a natural disaster. Secondly, people who are the victims
of a man-made but universal disaster like global warming, where
we have all contributed, and the developed countries disproportionately.
Thirdly, the victims of a development which was a decision taken
within a particular country, where much less plausibly do we have
a global and universal responsibility for coping with the consequences.
Is not that both a reasonably coherent and a reasonably fair distinction
to be made?
Dr Tacoli: May I suggest that,
in the case of environmental disasters, cases like the Tuvalu
islands which are going under water are quite limited. In most
cases, environmental change is actually managed locally. Putting
people in a position of being refugees possibly disempowers them.
Instead, recognising and supporting their actions for adaptation
and mitigation, and reconciling this with international actions
and the international responsibility for that, is much more important.
I am concerned that the definition of "refugees" does
not recognise or support what people do to improve their own situation.
Mr Davies: What do you think is the proper
role in a successful integration of refugees, in this country
or elsewhere in the developed world, in ensuring that they have
good, full and productive lives and that the rest of the community
also benefit from their presence, of (a) central government and
(b) local government? Are we in danger of ignoring the important
role of local government in that matter?
Q130 Chairman: I think that this question
was in part prompted by the IIED memorandum, referring to the
importance of planning for the movement of people to cities, and
to ensure that they had adequate access to services and that sort
of thing.
Dr Tacoli: Maybe I misunderstood
the question. I thought that this was more related to international
migration.
Q131 Mr Davies: It is. When we are ourselves
the target of international migration and people come here, what
is the role of (a) central government and (b) local government
in ensuring that their settlement here is successful, for all
parties concerned? Does local government have a role in that?
Is there a responsibility there, or is the only public responsibility
one to be carried by central government?
Dr Van Hear: Local government
has responsibility now.
Q132 Mr Davies: Do you want to make any
comment about how effectively that system works? That is what
I am inviting you to do. We are inviting you to survey the status
quo and tell us where the strengths and weaknesses of the
status quo lie, and where there is scope for improvement.
That is what Parliament is all about.
Dr Van Hear: Self-evidently there
are tensions in certain places over access to housing and education,
which need to be addressed. If those are the kinds of questions
that you are concerned with
Mr Davies: If you have anything in answer
to my questionperhaps you do not, but if you doI
do not want to confine your answers in any way. By mentioning
local government, I want to see whether that triggers any response
from any of our three invitees today. If it does not, then let
us pass on.
Q133 Mr Colman: Perhaps I can ask a blue-sky-thinking-type
question, which is about identifying the best practice which should
be followed in linking together policy on aid, migration, development.
You were somewhat dismissive of Mr Barrett's proposal that the
UN Convention would be a good thing for the UK Government to adopt.
I personally would be very interested to receive from youI
notice that it is in the Oxfam proposals that we should in fact
sign the Conventionwhat new rights this would actually
give to migrant workers in the UK. Frankly, if we are the first
one in the world to sign it, it surely would be good practice
to do so. Do you have examples of best practice on where the benefits
of migration have been fulfilled and where the risks and costs
have been minimised, which you would like to draw to our attention?
Dr Van Hear: I think that some
of them have already been drawn to your attention. For example,
the Mexican case where, for each dollar that a Mexican migrant
worker remits, this is matched by a dollar from the central government,
the regional government, the municipal government, and the local
government. I think that has proved to be quite a useful scheme
which could be reproduced elsewhere. The Mexican authorities seem
to be the most advanced in that respect. The Philippines has also
been referred to in previous discussion, where they have taken
account, for example in their training of nurses, of the potentially
damaging effect that overseas recruitment of nurses might have
on their own health systems by training more nurses than they
needfor "export", if you like. Those are two
examples, therefore. Also, home town associations have been referred
to in the Mexican case. I think that these kinds of things need
to be taken up and reproduced in other areas.
Dr Tacoli: I would sound a slightly
more negative note. Hopefully not, but my concern is that there
might be a little too much expectation that remittances on their
own might play quite an important developmental role. I am not
sure that this is the case. In all these examples which have been
mentioned, there is a strong, accountable and capable government
at the national level and at the local level. In many countries,
especially in sub-Saharan Africa for example, this does not exist.
Any expectation that migration can contribute to development in
home areas has to go hand in hand with strengthening the institutions
in home countries, making them accountable, representative, and
capable of responding to the opportunities which are provided
by remittances. So far, we have not seen much of thatespecially
in the poorest countries, which are the ones which need it the
most.
Q134 Mr Colman: Ms Barberbest
practice?
Ms Barber: I wanted to pick up
on the point Dr Tacoli made, that remittances are not always useful
if the infrastructure is not right. Obviously, if there is a healthy
investment climate, remittances will be more useful; but even
a country like Somalia receives 25 to 30% of its GDP as remittances.
Back in 2001 the main transmission channel for remittances to
Somalia was a private financial institution called Al-Barakaat.
When that was cut off in 2001, under fears that it was a source
of terrorist funding, the consequences for Somalia were very serious.
Even though presumably those remittances were not being invested
in factories and so on, they were very important for tackling
poverty. Best practice? To come to home town associationsthat
is a phenomenon in the United States which is booming and blossoming.
I do not really see that happening in Britain so much. I am not
sure if it is because we have some different cultural understanding
of dual identity and that it is not acceptable to be Polish-British
in the same way that it is to be Mexican-American. I imagine that,
if this were a committee meeting in the United States, you would
have been bombarded with submissions from Mexican-American groups
and home town associations. I do not know if that is the case
now, but I suspect probably not. Maybe that is a challenge for
the Department for International Development to take a look at.
Can it be working more with ethnic minority groups in the UK?
It is something that Oxfam is starting to do itselfstarting
up programmes with minority groups in the UK and, for example,
trying to attract funding for very specific programmes to provide
clean water in towns in Rajasthan. More broadly, there are attempts
to get overseas citizens to remit money. For example, the Overseas
Pakistanis Foundation, which is a government agency, has something
called "the remittance book programme". If you remit
$10,000, you get a gold card; if you remit $2,500, you get a silver
card. This entitles you to various benefits like special lounges
at airports, free issuance of passports, exemption from import
duties, and so onwhich sounds quite attractive to me, and
apparently has quite a good take-up. There are similar examples
in India. Although not quite such a developing country, Portugal
has been very good at attracting its Diaspora to remit money.
I could go into detail, but maybe the best thing is to refer you
to a paper by the Inter-American Development Bank by Manuel Orozco,
who has written several papers on policy for attracting remittances
and for the investment of remittances.[3]
Mr Colman: You have suggested that DFID
should support home towns as a positive thing. Other panellists
may like to say what other single thing the UK Government/DFID
should be doing to support successful South-South migration or
North-South or South-North migration. What should the UK Government
do as a single example, if you like, of best practice in this
area?
Q135 Chairman: I am going to give the
witnesses time to think about thatMr Panda, you are Deputy
Speaker of the Orissa Legislative Assembly and you have asked
if you can address the Committee. We will have a vote at four
o'clock. Perhaps you could speak for a few minutes. Then if any
other colleague wants to add anything, they could do that. We
shall then give a final tour de table to our panelby
which time they will have thought up some good ideas to give to
Mr Colman. Mr Panda, what would you like to say?
Mr Panda: Chairman, I have only
a few suggestions to make on this subject. I have come to see
your programme and I am fortunate to witness the proceedings of
this Committee. Since reference has also been made to my country
and this is more or less a global issue, I would like to draw
the Committee's attention to the following. Sir, migration is
a normal course in human civilisation, so it should not be considered
from a harsh point of view, it should have a human approach. Migration
is also not confined to developing countries. Four decades ago
lots of immigrants came to India from Tibet because of conflict.
Migration never takes place out of pleasure. This may have been
due to political necessity or even economic activity. Around about
a decade ago about half a million people migrated from Sri Lanka
to India because of internal conflict. I do not have an accurate
figure, but now at least some migrant workers from Bangladesh
are working in cities like Bombay, Calcutta and New Delhi. My
point is that migration is not confined only to developing countries.
The principal ingredient is that in all developed countries human
factors should be considered. In a country like Great Britain
or the USA, the principal ingredient is the amount of work available
in these two places. 20 to 30% of developing countries do not
yet have irrigation potential. The agricultural potential opportunities
are not fully flexed. Huge forests have disappeared and that is
also posing a problem. We are now discussing the global warming
position. But apart from the economic factor, I would request
that the Committee suggest to the Government how to concentrate
its aid programme to developing countries and, wherever necessary,
to concentrate on the irrigation possibilities. Once you double
that irrigation potential naturally the labour force of that particular
region will look at the work that can take place and they will
not migrate to other places.
Hugh Bayley: I would like to put to the
panel three conceptual thoughts which I am struggling with. I
have not even got past the stage of trying to define what the
problem is. The first conceptual issue I would like your response
to, not in empirical terms, not in terms of this policy or that
policy might drive from it, in ideological terms is this. When
we look at the manifestations of globalisation, most people on
the Left usually argue for regulation and the control of trade,
of labour standards, of environmental standards and so on. Yet
today we are in the odd position of having progressive humanitarians
coming over here and saying the answer to our problem is to strip
away the controls, to have the free movement of people. Conceptually,
what is going on? That is the first question. The second question
is to do with policy coherence. We seem to be talking as though,
if you simply stacked up all your policies together, home affairs
policies, foreign affairs policies, welfare policies, international
development policies, they will all fit neatly together and they
will all be complimentary. We have had some people talking to
us about the win-win benefits from migration. Surely that is a
pretty rosy view of things because although migrants in general
contribute a lot to the country to which they might migrate, the
issue is surely to choose what outcomes you want. I remember talking
to the Canadians about how they looked at their asylum policy
and they said they took loads of refugees. I was told by a senior
Canadian parliamentarian he would go around the refugee camps
and look for the doctors, the engineers, people who could contribute
to Canada. Well, okay, that is a big benefit to Canada, but there
is probably less of a safety and sanctuary benefit to refugees
because only some arrive. How do we weigh the different benefits,
the benefit to our economy, the benefit to the developing country's
economy, the skill transfers and the safety of individuals? It
is not a win-win. If you do more of some of these things you do
less of others. How do we try and resolve that continuum in policy
terms? Thirdly, there is this concept of fairness which I think
you, Nicholas, used. If you were, as Catherine was suggesting,
to increase the opportunities for legal economic migration it
would be fairer because you would get more people, lower income,
economic migrants, you would not have to have $10,000 to get yourself
smuggled in, but there are so many different "fairnesses".
I have had settled economic migrants in my constituency saying
the way we treat asylum-seekers, letting so many in, is completely
unfair because people like them whose family have been queuing
up for an entry permit as economic migrants do not get a look
in and the only way you can get into this country is by breaking
the rules. There are so many overlapping fairnesses, but does
fairness actually mean anything at all?
Q136 Chairman: Does any other colleague
have anything they would like to add? No. Let us start with Nicholas
and do a tour de table on what Mr Panda has said or any
of Hugh's questions.
Dr Van Hear: I am not going to
be able to address all of your conceptual questions adequately
but maybe I will have a go at the second one on coherence. Yes,
it is a pretty rosy, maybe utopian, idea to try and get coherence
between these different fields, development and migration, since
we have already noted the tensions between them. It might be an
idea to keep them separate, but I think, at the very least, we
should not allow them to conflict with each other, to negate each
other. That is one more modest aim perhaps. Turning to specific
ways in which the policy fields could be made more complementary
and I think DFID is already doing this to some extent, diaspora
populations could be engaged in development fora or peace making
or conflict prevention mechanisms. One could also look at where
their remittances are flowing, what they are doing and so on,
and then tailor one's development assistance accordingly: this
is because remittances may not be going to the poorest of the
poor and if your development policy is aimed at reducing poverty,
you may want to make these different kinds of flows complementary,
the remittance flows and development assistance. I also want to
make the point that everyone is latching on to this remittance
question and it is tending to be seen as a kind of panacea for
all problems, even replacing aid. Some might argue that if countries
are getting all these remittances why should they also receive
development assistance. I think there is a note of caution that
needs to be sounded there because remittances are selective in
their benefits and they are selective in the people that they
benefit.
Q137 Chairman: Dr Tacoli?
Dr Tacoli: Very briefly. I will
try to address your questions on globalisation and policy coherence,
but I would also like to emphasise and insist on the fact that
when we are talking about migration in the context of development
and poverty we are not really talking so much about migrants coming
to Europe, we are talking of people who are pushed out of their
livelihoods because there is no irrigation or there is deforestation
in the area. In terms of globalisation and policy coherence, I
think it is important to think of globalisation as something which
does have implications for migration and the policy coherence
then comes into play in that any actions, aid actions or development
actions, which aim to reduce poverty, need to take into account
the migration element of it. I will give you just a couple of
examples on how globalisation affects migration. National economic
growth strategies which are based on export processing, for example,
are going to attract migrants to certain areas where there is
more infrastructure than other areas of the country, so there
will be a first internal movement. There are spatial implications
to whatever national policies are taken and which are often supported
by the international community. In terms of globalisation and
policy coherence, I think I can say that on the basis of our work
in the Sahel, for example, many small farmers who have been living
off cotton production are now migrating overseas long term. This
is destroying local agricultural production because of labour
shortages. When people migrate to the Gulf from Mali, for example,
they will be away for at least five years because of the cost
of moving so far away. So the implications on the development
status and poverty status in home areas are immense. There is
a policy coherence issue here which is linked to globalisation,
trade policies and what type of agricultural development we have
in mind for low income countries where the agricultural sector
is still the largest one. I will stop here.
Ms Barber: Fantastic questions
about globalisation and the Left. I am not sure it is entirely
fair to say that the Left have been only for regulation and control.
If you look at the positions of what you would call progressive
humanitarians on trade. Oxfam supporters are certainly not saying
no trade. They are saying trade but taking into account the benefits
that should go to poor people in developing countries. That is
not saying we do not want trade liberalisation, it is saying we
want it but with a development focus. I think it is similar when
you are looking at labour markets. What I would call the Left
are looking at the inequalities which exist because of the international
system with restrictions on labour mobility, which does promote
big inequalities in terms of wages that would not be there if
there was more freedom of movement. It is too idealistic to say
that there would be freedom of movement completely, but even small
increases or temporary labour schemes in the UK would reduce that
gap slightly. I do not think it is inconsistent to say that you
are Left Wing and that you care about inequality and you want
more freedom of movement. To get back to mundane specifics about
what DFID might do, I would like to make two quick points. With
due respect to everything that has been said about remittances
not being the panacea, they are still very important, they are
twice the size of aid flows. There is a lot of research on how
banks in the US and in Spain have become "remittance aware"
and started to build services around remittances like micro-finance
or give people loans to set up businesses or buy property when
they return home. I am not aware if similar research exists in
the UK and it might be interesting to investigate whether British
banks are remittance aware. The other thing is to reiterate this
point about the temporary migration schemes which are currently
piloting and at the end of January the sector-based scheme will
be coming to an end and then there will be a decision about whether
to renew it. The Department for International Development could
be involved in analysing that decision and looking at the way
that those workers are recruited, the conditions that they have
in the UK workplace, are they being encouraged to remit money,
could the UK Government do something like the matching dollar
scheme that was mentioned in perhaps contributing. The migrants
pay National Insurance contributions and then they leave the UK
after 12 months. Should some of those National Insurance contributions
also be sent back to the home countries? Those are quite specific
things which the Department could be doing.
Chairman: Could I just say a big thank
you to all our witnesses for grappling with some really complex
practical and conceptual issues. Thank you, Mr Panda, for making
yourself known to us. We are thinking of doing an inquiry on development
assistance and India later this year. It is very good to see you
here. Maybe we will find ourselves in Orissa sometime and perhaps
we could address your committee then. Thank you.
2 Ev Back
3
Manuel Orozco, 2003, Worker remittances in international
scope. Inter-American dialogue research series. Available at http://www.thedialogue.org/publications/country-studies/remittances/worldwde%20remit.pdf Back
|