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| | Liability of debtor on termination of hire-purchase etc. agreement |
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| To move the following Clause:— |
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| | ‘Section 100 of the 1974 Act shall cease to have effect, other than for those |
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| | agreements in place at the time of this Act coming into force.’. |
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| To move the following Clause:— |
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| | ‘(1) | The Office of Fair Trading (OFT) will report to the Secretary of State and to |
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| | Parliament annually on the impact of its monitoring of businesses being carried |
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| | on under licences and its determinations to issue, renew or vary a licence under |
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| | the provisions of this Act. |
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| | (2) | The Secretary of State will after a period of no more than five years, consult on |
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| | and publish an assessment of the impact the Act has had in terms of regulatory |
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| | burden and harmonisation with European Directives.’. |
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| | Office of Fair Trading: further duties |
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| To move the following Clause:— |
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| | ‘(1) | The Office of Fair Trading (OFT) shall consult other financial agencies and |
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| | produce a standard requirement for the presentation of interest rates to enable |
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| | direct comparison between products. |
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| | (2) | The OFT shall periodically, and at least annually, publish the range of interest |
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| | rates on the market for specified products. |
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| | (3) | The OFT shall further publish court rulings and advice of the ombudsman on |
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| | levels of interest rates for particular products which are likely to be deemed unfair |
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| | Order of the House [13th January 2005] |
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| | That the following provisions shall apply to the Consumer Credit Bill: |
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| | 1. | The Bill shall be committed to a Standing Committee |
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| | Proceedings in Standing Committee |
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| | 2. | Proceedings in the Standing Committee shall (so far as not previously |
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| | concluded) be brought to a conclusion on Thursday 3rd February 2005. |
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| | 3. | The Standing Committee shall have leave to sit twice on the first day on |
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| | Consideration and Third Reading |
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| | 4. | Proceedings on consideration shall (so far as not previously concluded) be |
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| | brought to a conclusion one hour before the moment of interruption on the |
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| | day on which those proceedings are commenced. |
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| | 5. | Proceedings on Third Reading shall (so far as not previously concluded) be |
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| | brought to a conclusion at the moment of interruption on that day. |
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| | 6. | Standing Order No. 83B (Programming committees) shall not apply to |
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| | proceedings on consideration and Third Reading. |
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| | Programming of proceedings |
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| | 7. | Any other proceedings on the Bill (including any proceedings on |
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| | consideration of Lords Amendments or on any further messages from the |
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| | Lords) may be programmed. |
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| | Order of the Committee [25th January 2005] |
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| | (1) | during proceedings on the Consumer Credit Bill, in addition to its first |
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| | meeting at 9.25 a.m. on Tuesday 25th January, the Standing Committee shall |
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| | (a) | 2.30 p.m. on Tuesday 25th January; and |
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| | (b) | 9.25 a.m. and 2.30 p.m. on Thursday 27th January, Tuesday 1st |
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| | February and Thursday 3rd February; |
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| | (2) | the Bill be considered in the following order, namely, Clauses 1 to 55, |
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| | Schedule 1, Clauses 56 to 59, Schedule 2, Clauses 60 to 68, Schedule 3, |
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| | Clause 69, Schedule 4, Clause 70, new Clauses, new Schedules and |
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| | remaining proceedings on the Bill; |
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| | (3) | proceedings on the Bill shall (so far as not previously concluded) be brought |
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| | to a conclusion at 6.55 p.m. on Thursday 3rd February. |
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