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Disability Living Allowance

Anne Main: To ask the Secretary of State for Work and Pensions (1) if he will meet the Director of Life Ability Community to discuss the production of a visual impairment specific disability living allowance claim form; [13898]

(2) if his Department will produce a visual impairment-specific disability living allowance claim form; and if he will make a statement. [13899]

Mrs. McGuire: The administration of disability living allowance is a matter for the chief executive of the Disability and Carers Service, Mr. Terry Moran. He will write to the hon. Member with the information requested.

Letter from Terry Moran to Mrs Anne Main dated 21 July 2005:

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Mr. Crabb: To ask the Secretary of State for Work and Pensions how many people are receiving disability living allowance; and how many are in Pembrokeshire. [13955]

Mrs. McGuire: As at 28 February 2005, the latest date for which information is available, some 2,673,000 people in Great Britain were receiving disability living allowance, of whom 7,100 were in Pembrokeshire.

Mr. MacNeil: To ask the Secretary of State for Work and Pensions pursuant to the answer of 4 July 2005, Official Report, column 69W, on disability living allowance, whether actions taken by his Department or by the Disability and Carers Service have intentionally or unintentionally had the consequence of reducing the award rate. [14602]

Mrs. McGuire: The administration of disability living allowance is a matter for the chief executive of the Disability and Carers Service, Mr. Terry Moran. He will write to the hon. Member with the information requested.

Letter from Terry Moran to Mr. Angus MacNeil, dated 21 July 2005:

Disability Rights Commission

Philip Davies: To ask the Secretary of State for Work and Pensions how many charges of (a) racial discrimination, (b) sexual discrimination, (c) disability discrimination and (d) a combination of the above have been made by the staff of the Disability Rights Commission against the Commission in each of the past 10 years. [12493]

Mrs. McGuire: There have been three such claims made by DRC staff to Employment Tribunals since the Commission opened its doors for business in April 2000:


 
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None of these claims proceeded as far as a hearing before the tribunal.

Disabled People (Employer Insurance)

Mr. Caton: To ask the Secretary of State for Work and Pensions (1) if he will assess the merits of providing financial assistance to companies that incur additional insurance costs because they employ disabled people; [7518]

(2) what recent estimate his Department has made of the numbers of disabled people (a) refused employment and (b) dismissed because employers claim that insurance costs are prohibitive; [7519]

(3) what assessment his Department has made of the accuracy of risk assessments undertaken by insurance companies that increase insurance premiums when disabled people are employed. [7520]

Mrs. McGuire: The Department for Work and Pensions does not intend to make an assessment of the merits of providing financial assistance to companies that incur additional insurance costs because they employ disabled people. The Government do not provide funding to employers to enable them to meet their obligations under the Disability Discrimination Act 1995. In fulfilling their duty to make reasonable adjustments, employers are required only to make adjustments that are reasonable for them to make given all the circumstances of the case. Factors such as the cost of the adjustment and the employer's available resources are taken into account in determining what is reasonable.

No data is held on people who have been refused employment or dismissed because employers claim that insurance costs are prohibitive. Therefore the Department for Work and Pensions has not made any estimates of the numbers of disabled people who have been affected in these circumstances. If insurance costs are prohibitive" it may be unreasonable for an employer to pay the higher premium. Furthermore, an unacceptably high premium, or a refusal by an insurance company to provide cover for the disabled individual, may provide grounds for the employer to justify discriminatory action against the insurance company.

The Department has made no estimate of the accuracy of risk assessments undertaken by insurance companies that increase premiums when disabled people are employed. The Government are not in a position to intervene in the decisions of insurance companies when determining whether or not to offer insurance. An Insurer's Guide to the Disability Discrimination Act 1995", published by the Association of British Insurers includes guidance to the insurance industry on the use of relevant information and data in underwriting and we would expect insurance companies to follow this guide. The guide has been endorsed by the Disability Rights Commission which has undertaken to monitor its effects to help the industry improve its performance. The Disability Rights Commission proposes to begin research this summer.
 
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