Treasury - Fifth Report

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Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 18 May 2006.

Contents

Terms of Reference

Summary

1 Introduction

Pensions policy and long-term savings

Our inquiry

2 Recent trends and future prospects

Private pension provision

Introduction

Occupational pensions

The wider problems of private pensions

The case of Stakeholder pensions

Public pension provision

3 The Commission's proposals and other options

The National Pension Savings Scheme

State provision

The rival options

Towards a consensus on auto-enrolment

4 The suitability hurdle

An integrated package

The regulatory context

The employer contribution

The trend in means-testing

Conclusions

5 The challenges of implementation

Provider choice and its regulation

Asset allocation and choice

Prudential regulation

Establishment and infrastructure

Collection systems

Transfers in and out

The overall costs of a new national scheme

Market impact

6 Conclusion: the potential of a new savings model

Conclusions and recommendations

Formal minutes

List of witnesses

List of written evidence

List of Reports from the Treasury Committee during the current Parliament

ORAL AND WRITTEN EVIDENCE - HC 1074-II

Oral Evidence given on Tuesday 25 April 2006

Oral Evidence given on Wednesday 3 May 2006

Written Evidence

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Prepared 21 May 2006