| 1 | Action for Employment (A4e)
| Ev 166 |
| 2 | Abbey
| Ev 169 |
| 3 | Association of British Credit Unions Limited
| Ev 170 |
| 4 | adviceUK
| Ev 177 |
| 5 | Alliance and Leicester
| Ev 179 |
| 6 | Alliance and Leicester, supplementary memorandum
| Ev 186 |
| 7 | APACS
| Ev 187 |
| 8 | Association of British Insurers (ABI)
| Ev 188 |
| 9 | Association of Chartered Certified Accountants
| Ev 195 |
| 10 | Association of Investment Trust Companies
| Ev 198 |
| 11 | Banking Code Standards Board
| Ev 201 |
| 12 | Banking Code Standards Board, supplementary memorandum
| Ev 204 |
| 13 | Barclays
| Ev 205 |
| 14 | Barclays, supplementary memorandum
| Ev 211 |
| 15 | British Bankers' Association
| Ev 213 |
| 16 | British Bankers' Association, supplementary memorandum
| Ev 218 |
| 17 | British Bankers' Association, supplementary memorandum
| Ev 218 |
| 18 | Business in Prisons
| Ev 219 |
| 19 | Campaign for Community Banking Services
| Ev 220 |
| 20 | Centrepoint
| Ev 225 |
| 21 | Chartered Institute of Housing
| Ev 230 |
| 22 | Children's Mutual
| Ev 235 |
| 23 | Citizens Advice
| Ev 238 |
| 24 | Citizens Advice, supplementary memorandum
| Ev 251 |
| 25 | Roger Cockfield
| Ev 258 |
| 26 | Community Development Finance Association (CDFA)
| Ev 260 |
| 27 | CDFA, supplementary memorandum
| Ev 262 |
| 28 | Consumer Council for Water
| Ev 265 |
| 29 | Contact a Family
| Ev 266 |
| 30 | Council of Mortgage Lenders
| Ev 269 |
| 31 | Debt Managers Standards Association (DEMSA)
| Ev 271 |
| 32 | Department for Education and Skills
| Ev 273 |
| 33 | Department for Work and Pensions
| Ev 275 |
| 34 | Derbyloans
| Ev 279 |
| 35 | Anne Besley, District of Canterbury Credit Union (DCCU)
| Ev 281 |
| 36 | JW Cross, District of Canterbury Credit Union (DCCU)
| Ev 283 |
| 37 | East Lancashire Moneyline
| Ev 287 |
| 38 | energywatch
| Ev 288 |
| 39 | Engage Mutual Assurance
| Ev 290 |
| 40 | Fair Money Ltd
| Ev 292 |
| 41 | Fern Computer Services Ltd
| Ev 293 |
| 42 | Finance and Leasing Association
| Ev 295 |
| 43 | Financial Inclusion Taskforce
| Ev 298 |
| 44 | Financial Inclusion Taskforce, supplementary memorandum
| Ev 303 |
| 45 | Financial Services Authority (FSA)
| Ev 304 |
| 46 | FSA, supplementary memorandum
| Ev 309 |
| 47 | FSA, supplementary memorandum
| Ev 311 |
| 48 | FSA, supplementary memorandum
| Ev 312 |
| 49 | Financial Services Compensation Scheme
| Ev 315 |
| 50 | Financial Services Consumer Panel
| Ev 318 |
| 51 | Fuel Poverty Advisory Group
| Ev 320 |
| 52 | General Consumer Council for Northern Ireland
| Ev 321 |
| 53 | HBOS
| Ev 323 |
| 54 | HBOS, supplementary memorandum
| Ev 326 |
| 55 | Help the Aged
| Ev 328 |
| 56 | Help the Aged, supplementary memorandum
| Ev 339 |
| 57 | HM Treasury
| Ev 340 |
| 58 | HM Treasury, supplementary memorandum
| Ev 348 |
| 59 | Housing Corporation
| Ev 350 |
| 60 | HSBC
| Ev 352 |
| 61 | HSBC, supplementary memorandum
| Ev 355 |
| 62 | IPPR
| Ev 356 |
| 63 | IPPR North
| Ev 360 |
| 64 | Leonard Cheshire
| Ev 364 |
| 65 | Lloyds TSB
| Ev 368 |
| 66 | Lloyds TSB, supplementary memorandum
| Ev 375 |
| 67 | Lloyds TSB, supplementary memorandum
| Ev 376 |
| 68 | MasterCard
| Ev 377 |
| 69 | Money Advice Trust
| Ev 380 |
| 70 | National Federation of SubPostmasters
| Ev 381 |
| 71 | National Federation of SubPostmasters, supplementary memorandum
| Ev 385 |
| 72 | National Housing Federation
| Ev 387 |
| 73 | Nationwide Building Society
| Ev 393 |
| 74 | Nationwide Building Society, supplementary memorandum
| Ev 394 |
| 75 | National Consumer Council (NCC)
| Ev 395 |
| 76 | NCC, supplementary memorandum
| Ev 406 |
| 77 | NetCUDA
| Ev 407 |
| 78 | New Economics Foundation
| Ev 407 |
| 79 | Norwich Union
| Ev 408 |
| 80 | Ofgem
| Ev 414 |
| 81 | One Parent Families
| Ev 415 |
| 82 | PayPoint
| Ev 421 |
| 83 | Personal Finance Education Group (pfeg)
| Ev 423 |
| 84 | Personal Finance Research Centre, Bristol University
| Ev 425 |
| 85 | Places for People Group
| Ev 430 |
| 86 | The Post Office Ltd
| Ev 434 |
| 87 | The Post Office Ltd, supplementary memorandum
| Ev 438 |
| 88 | Provident Financial
| Ev 440 |
| 89 | Provident Financial, supplementary memorandum
| Ev 446 |
| 90 | Resolution Foundation
| Ev 447 |
| 91 | Resolution Foundation, supplementary memorandum
| Ev 449 |
| 92 | Royal Bank of Scotland
| Ev 450 |
| 93 | Royal Bank of Scotland, supplementary memorandum
| Ev 454 |
| 94 | Royal Bank of Scotland, supplementary memorandum
| Ev 455 |
| 95 | Royal National Institute of the Blind (RNIB)
| Ev 455 |
| 96 | Scottish Parliament Cross Party Group on Tackling Debt
| Ev 459 |
| 97 | Services Against Financial Exclusion (SAFE)
| Ev 463 |
| 98 | SAFE, supplementary memorandum
| Ev 469 |
| 99 | Tax Aid
| Ev 470 |
| 100 | UK Money Transmitters Association
| Ev 480 |
| 101 | Andrew Leyson, Paola Signoretta and Shaun French, School of Geography, University of Nottingham
| Ev 487 |
| 102 | WaterUK
| Ev 497 |
| 103 | Welsh Assembly Government
| Ev 498 |
| 104 | Which?
| Ev 500 |
| 105 | Which?, supplementary memorandum
| Ev 513 |
| 106 | Which?, supplementary memorandum
| Ev 515 |
