APPENDIX A
Terms of reference for the inquiry
- Whether the proposal for a National Pension Savings
Scheme is the right way forward and, if so, how it should work;
- The impact on saving behaviour of the reforms
and of existing incentives (such as tax relief);
- The future role of employers in pension provision
and the impact on this of proposals for reform;
- Proposals for reform of the state pension system;
- Whether, when and by how much the State Pension
Age should be increased;
- Measures to facilitate later working and flexible
retirement;
- The impact of reform proposals on the pension
incomes of different groups, including the self-employed and those
currently at particular risk of being 'under-pensioned', such
as women, disabled people, ethnic minorities and people with varied
work patterns; and
Whether proposals for reform adequately address inequalities
in pension provision.
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