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I represent a significant number of former employees of the Albert Fisher group, who have lost the bulk of
their pensions. Like my hon. Friend the Member for Hemel Hempstead, I have had numerous meetings with that group, as a result of which I have also met many other people involved in different pension action groups. One thing that struck me is that those people trusted the advice that they were given and invested their money—their own wages—in what they believed were safe products, only to have the rug pulled from under them.
I would like to pick up on one point that the Chancellor made yesterday. When he was justifying the changes to dividend tax credits in the 1998 Budget, he said that they were more than compensated for by cuts in corporation tax. However, dozens of companies did not benefit from those cuts because they were either breaking even or making a loss. In the case of the Albert Fisher group, part of the food processing sector, particularly the frozen food sector, was struggling and under very substantial pressure. That company was not making a profit, so the concessions on corporation tax were of absolutely no benefit whatever—and the same applies to dozens of other companies as well. What the Chancellor said yesterday was irrelevant to those companies, which got no benefit from corporation tax changes, so the hit to them in respect of pension funds was direct and immediate. There was immediate pain and the result was that many of the pension schemes went bust with people suffering as a consequence.
I intervened earlier on the Minister, who was very critical of the Opposition amendments, but those amendments had been carefully thought through. They were not worked out on the back of a cigarette packet over the weekend. A number of experts gave us advice. As to Ros Altmann, she has a huge amount of experience and commands phenomenal respect. To be fair, until quite recently, Ros Altmann was saying that what we were doing with our draft amendments was not good enough. She said that the amendments did not go far enough, were not properly drafted and were technically incorrect, so Opposition Front Benchers put a great deal of effort and work into drawing up a package of measures—the amendments and new clauses—that would go as far as possible and, above all, give these people some immediate respite.
On the point about a review, we have had endless reviews. Time and again, the Government have introduced changes and initiatives, and every time, they creep a little bit further towards the full measures that those people want and deserve. What we want now—what is on offer with these amendments and new clauses—is immediate relief. What those people want is immediate relief. As my hon. Friend the Member for Hemel Hempstead said a moment ago, a lot of those people are suffering as we speak. Many of them are ill.
Lots of very proud people were looking forward to a long and happy retirement, but they have had that retirement totally undermined and destroyed. Those people deserve immediate action. They want immediate action. We have a huge opportunity this afternoon to give them that action, and there is a very strong moral case for doing so. I appeal to Labour Members to support these amendments, because a lot of people are watching them very carefully. If they support us, those people will have the relief that they deserve.
3.45 pm
Sandra Osborne (Ayr, Carrick and Cumnock) (Lab): I thank the hon. Member for North-West Norfolk (Mr. Bellingham) for curtailing his comments, and I shall try to curtail mine.
On 22 January 2002, I was fortunate enough to secure a debate in Westminster Hall that allowed me to raise the plight of more than 1,000 former workers of United Engineering Forgings in the United Kingdom who had lost most of their expected pensions when the company went into administration. Since then, as we have heard, along with my colleagues on the Labour Benches, I have tabled early-day motions, tabled amendments, met Ministers and generally campaigned with the trade unions for a solution to what I still see as a major injustice.
The Government recognised that injustice and the fact that hard-working people had been affected, but they did not recognise that compensation was required. However, as other hon. Members have said in the debate today, we achieved incremental success in securing help for those who lost out and, crucially, legislation has been passed to ensure that never again will people be deprived of the pensions that they have paid into all their working lives.
The Government have said at every stage of the debate so far that they have gone as far as they can go, and subsequently, they have gone further. So I am very interested to hear what the Minister said about the fact that they are prepared to go further again. There is no question but that a substantial amount of public money has been allocated to the financial assistance scheme—something that has not been adequately recognised in the debate or in general over the past five years.
The Conservative party said before the last election that it would not commit any further public money than had been committed already to the financial assistance scheme. I wonder whether I can take it from that that the Conservatives would not have come up with the £8 billion that is now in the pension pot?
Mike Penning: I stood on a manifesto, defending the Dexion workers, in which we said that we would compensate them from the unclaimed assets. That was in our manifesto, and that is what we stood on.
Sandra Osborne: I can remember Tory Front Benchers telling me on the Floor of the House that they would not commit any further public money, and that was the position that they took.
Those who lost their pensions, whether before or after 5 April 2005, are all innocent victims, and they all deserve to be treated equally. I have always thought it quite ironic that those who campaigned for justice in this matter will receive less as things stand at the moment than the beneficiaries of their campaign in the form of the Pension Protection Fund. Therefore, I believe that there should be equity. According to the trade unions, they have evidence that the £8 billion may in any case be enough to settle that issue. I do not know whether that is the case, but, obviously, it would be welcome. The Government have set up a review and said that they are open to suggestions. In my Westminster Hall debate more than five years ago, I
made both these suggestions: pooling the assets of pension funds and holding the private sector to account.
I will conclude by referring to the private sector. Prudential’s venture capital company was the majority shareholder in UEF. I have met the chief executive on several occasions to call for the company’s help, but that has not been forthcoming. I wish the Government all the luck in the world in trying to get the private sector to contribute towards the financial assistance scheme.
James Purnell: This has been a good debate. Everyone in the House has sympathy for the people who have been affected. The Government are saying that we will put in taxpayers’ money so that people are paid out with at least 80 per cent. We are setting up a review to examine what more can be done and to consider the Opposition’s suggestions and all the points made by hon. Members in the debate.
It would be wrong to give people false hope, but I am afraid that the Tory amendments would create exactly that risk. They have unravelled even during the debate. The hon. Member for Runnymede and Weybridge (Mr. Hammond) said that there would be an increase in public spending, but that directly contradicted the comments of the shadow Chancellor this morning on Sky News, when he said that there would not be an additional burden on public spending. It would be better for the House to wait for the review than to accept the amendments.
Dr. Tony Wright: On the basis of what I think that the Minister has told me, even though there is still some uncertainty, I will not press new clause 25 to a Division. Will he assure me, the Opposition and other hon. Members that the words that will be presented to the House of Lords will reflect what he said today?
James Purnell: I assure my hon. Friend that the wording will do exactly that.
We have a basis on which we can move forward on both that point and on the issue of 80 per cent. for the people affected. The review will examine moving beyond that, and that is the exact basis on which we should move forward.
It being two and a half hours after the commencement of proceedings on the motion, Mr. Deputy Speaker put forthwith the Questio n already proposed from the chair, pursuant to Order [this day].
Clause read a Second time, and added to the Bill.
Mr. Deputy Speaker then proceeded to put forthwith the Questions necessary for the disposal of the business to be concluded at that hour.
‘(1) There shall be established as soon as reasonably practicable a Pension Protection Lifeboat Fund (“the Lifeboat Fund”) which shall be administered by the Board of the Pension Protection Fund (“the Board”).
(2) The purpose of the Lifeboat Fund shall be to make supplementary payments to persons who are qualifying members
of qualifying schemes as defined by the Financial Assistance Scheme Regulations 2005 (S.I. 2006/1986) (or who would be qualifying members if the qualifying age for the Financial Assistance Scheme were set at the level of the qualifying scheme retirement age), in addition to the sums payable in any event under those regulations.
(3) The supplementary payments made to any person in accordance with subsection (2) shall equal the amount that, taken together with any amounts payable to that person under the Financial Assistance Scheme and amounts payable to that person as scheme benefits under the qualifying pension scheme in respect of which he is a qualifying member of the Financial Assistance Scheme (or would be a qualifying member if the qualifying age for the Financial Assistance Scheme were set at the level of the qualifying scheme retirement age), is the amount that would be payable to that person if that qualifying pension scheme was accepted into the Pension Protection Fund.
(4) The Secretary of State shall make such loans to the Lifeboat Fund as are necessary to allow the discharge of its functions and in particular its obligation to make supplementary payments under subsection (2).
(5) The Secretary of State shall make such loans from time to time having regard to—
(a) requests for such loans received from the Board;
(b) the amount of assets transferred or to be transferred to the Lifeboat Fund under the Scheme (as defined in section [Transfer of unclaimed assets] (“the Scheme”));
(c) the level of any claims on the Lifeboat Fund in respect of assets transferred to it under the Scheme.
(6) Loans made in accordance with this section must be repaid to the Secretary of State as soon as, in the reasonable opinion of the Board, it is prudent to do so having regard to—
(a) the obligations of the Lifeboat Fund;
(b) the amount of assets transferred or to be transferred to the Lifeboat Fund under the Scheme; and
(c) the level of claims on the Lifeboat Fund in respect of assets transferred to it under the Scheme.
(7) Loans made under this section shall be interest free.
(8) The assets of the Lifeboat Fund shall be held separately from the assets of any other fund under the control of the Board.
(9) The Secretary of State may by regulations make further provision in connection with the Lifeboat Fund.
(10) A statutory instrument containing regulations under this section is subject to annulment in pursuance of a resolution of either House of Parliament.’.— [Mr. Hammond.]
Brought up, and read the First time.
Question put, That the clause be read a Second time:—
The House proceeded to a Division.
Mr. Deputy Speaker (Sir Michael Lord): I ask the Serjeant at Arms to investigate the delay in the No Lobby.
The House having divided: Ayes 260, Noes 282.
AYES
Afriyie, Adam
Ainsworth, Mr. Peter
Alexander, Danny
Amess, Mr. David
Atkinson, Mr. Peter
Bacon, Mr. Richard
Baker, Norman
Barker, Gregory
Baron, Mr. John
Barrett, John
Beith, rh Mr. Alan
Bellingham, Mr. Henry
Benyon, Mr. Richard
Bercow, John
Beresford, Sir Paul
Binley, Mr. Brian
Bone, Mr. Peter
Bottomley, Peter
Brady, Mr. Graham
Brake, Tom
Brazier, Mr. Julian
Breed, Mr. Colin
Brokenshire, James
Brooke, Annette
Browne, Mr. Jeremy
Browning, Angela
Bruce, rh Malcolm
Burns, Mr. Simon
Burrowes, Mr. David
Burstow, Mr. Paul
Burt, Alistair
Burt, Lorely
Cameron, rh Mr. David
Campbell, Mr. Gregory
Campbell, rh Sir Menzies
Carmichael, Mr. Alistair
Carswell, Mr. Douglas
Cash, Mr. William
Clark, Greg
Clarke, rh Mr. Kenneth
Clegg, Mr. Nick
Clifton-Brown, Mr. Geoffrey
Conway, Derek
Cook, Frank
Corbyn, Jeremy
Cormack, Sir Patrick
Cox, Mr. Geoffrey
Crabb, Mr. Stephen
Curry, rh Mr. David
Davey, Mr. Edward
Davies, Mr. Dai
Davies, David T.C. (Monmouth)
Davies, Philip
Davies, Mr. Quentin
Davis, rh David (Haltemprice and Howden)
Djanogly, Mr. Jonathan
Dodds, Mr. Nigel
Donaldson, Mr. Jeffrey M.
Dorrell, rh Mr. Stephen
Dorries, Mrs. Nadine
Drew, Mr. David
Duddridge, James
Duncan Smith, rh Mr. Iain
Dunne, Mr. Philip
Ellwood, Mr. Tobias
Evennett, Mr. David
Fabricant, Michael
Fallon, Mr. Michael
Farron, Tim
Featherstone, Lynne
Field, rh Mr. Frank
Field, Mr. Mark
Fisher, Mark
Foster, Mr. Don
Fox, Dr. Liam
Francois, Mr. Mark
Fraser, Mr. Christopher
Garnier, Mr. Edward
Gauke, Mr. David
George, Andrew
Gibb, Mr. Nick
Gidley, Sandra
Gillan, Mrs. Cheryl
Goldsworthy, Julia
Goodman, Mr. Paul
Goodwill, Mr. Robert
Gove, Michael
Grayling, Chris
Green, Damian
Greening, Justine
Grieve, Mr. Dominic
Gummer, rh Mr. John
Hague, rh Mr. William
Hammond, Mr. Philip
Hammond, Stephen
Hands, Mr. Greg
Harper, Mr. Mark
Harris, Dr. Evan
Hayes, Mr. John
Heald, Mr. Oliver
Heath, Mr. David
Heathcoat-Amory, rh Mr. David
Hemming, John
Hendry, Charles
Herbert, Nick
Hermon, Lady
Hoban, Mr. Mark
Hoey, Kate
Hogg, rh Mr. Douglas
Hollobone, Mr. Philip
Holmes, Paul
Hopkins, Kelvin
Horam, Mr. John
Horwood, Martin
Howard, rh Mr. Michael
Howarth, David
Howarth, Mr. Gerald
Hughes, Simon
Huhne, Chris
Hunt, Mr. Jeremy
Hunter, Mark
Hurd, Mr. Nick
Jack, rh Mr. Michael
Jackson, Mr. Stewart
Johnson, Mr. Boris
Jones, Mr. David
Kawczynski, Daniel
Keetch, Mr. Paul
Kennedy, rh Mr. Charles
Key, Robert
Kirkbride, Miss Julie
Knight, rh Mr. Greg
Kramer, Susan
Laing, Mrs. Eleanor
Lait, Mrs. Jacqui
Lamb, Norman
Lancaster, Mr. Mark
Lansley, Mr. Andrew
Laws, Mr. David
Leech, Mr. John
Leigh, Mr. Edward
Letwin, rh Mr. Oliver
Liddell-Grainger, Mr. Ian
Lidington, Mr. David
Lilley, rh Mr. Peter
Llwyd, Mr. Elfyn
Loughton, Tim
Luff, Peter
Mackay, rh Mr. Andrew
Maclean, rh David
Main, Anne
Maples, Mr. John
Maude, rh Mr. Francis
May, rh Mrs. Theresa
McCrea, Dr. William
McDonnell, John
McIntosh, Miss Anne
McLoughlin, rh Mr. Patrick
Meacher, rh Mr. Michael
Mercer, Patrick
Miller, Mrs. Maria
Milton, Anne
Mitchell, Mr. Andrew
Moss, Mr. Malcolm
Mulholland, Greg
Mundell, David
Murrison, Dr. Andrew
Neill, Robert
Newmark, Mr. Brooks
O'Brien, Mr. Stephen
Oaten, Mr. Mark
Öpik, Lembit
Osborne, Mr. George
Ottaway, Richard
Paice, Mr. James
Paterson, Mr. Owen
Pelling, Mr. Andrew
Penning, Mike
Penrose, John
Pickles, Mr. Eric
Prentice, Mr. Gordon
Prisk, Mr. Mark
Pritchard, Mark
Pugh, Dr. John
Randall, Mr. John
Redwood, rh Mr. John
Reid, Mr. Alan
Rifkind, rh Sir Malcolm
Robathan, Mr. Andrew
Robertson, Hugh
Robertson, Mr. Laurence
Rogerson, Mr. Dan
Rowen, Paul
Ruffley, Mr. David
Russell, Bob
Sanders, Mr. Adrian
Scott, Mr. Lee
Selous, Andrew
Shapps, Grant
Shepherd, Mr. Richard
Simmonds, Mark
Simpson, Alan
Simpson, David
Simpson, Mr. Keith
Smith, Sir Robert
Spelman, Mrs. Caroline
Spicer, Sir Michael
Spink, Bob
Spring, Mr. Richard
Stanley, rh Sir John
Steen, Mr. Anthony
Streeter, Mr. Gary
Stuart, Ms Gisela
Stuart, Mr. Graham
Stunell, Andrew
Swayne, Mr. Desmond
Swinson, Jo
Swire, Mr. Hugo
Syms, Mr. Robert
Tapsell, Sir Peter
Taylor, Mr. Ian
Taylor, Matthew
Taylor, Dr. Richard
Teather, Sarah
Thurso, John
Tredinnick, David
Turner, Mr. Andrew
Tyrie, Mr. Andrew
Vaizey, Mr. Edward
Vara, Mr. Shailesh
Viggers, Peter
Villiers, Mrs. Theresa
Walker, Mr. Charles
Wallace, Mr. Ben
Wareing, Mr. Robert N.
Waterson, Mr. Nigel
Watkinson, Angela
Webb, Steve
Weir, Mr. Mike
Whittingdale, Mr. John
Widdecombe, rh Miss Ann
Wiggin, Bill
Willetts, Mr. David
Williams, Hywel
Williams, Mark
Williams, Mr. Roger
Williams, Stephen
Willis, Mr. Phil
Willott, Jenny
Wilson, Mr. Rob
Wilson, Sammy
Winterton, Ann
Winterton, Sir Nicholas
Wishart, Pete
Wood, Mike
Wright, Jeremy
Wright, Dr. Tony
Yeo, Mr. Tim
Young, rh Sir George
Younger-Ross, Richard
Tellers for the Ayes:
Andrew Rosindell and
Mr. Crispin Blunt
NOES
Abbott, Ms Diane
Ainger, Nick
Ainsworth, rh Mr. Bob
Alexander, rh Mr. Douglas
Allen, Mr. Graham
Anderson, Mr. David
Anderson, Janet
Armstrong, rh Hilary
Atkins, Charlotte
Austin, Mr. Ian
Bailey, Mr. Adrian
Baird, Vera
Balls, Ed
Banks, Gordon
Barlow, Ms Celia
Barron, rh Mr. Kevin
Battle, rh John
Bayley, Hugh
Begg, Miss Anne
Bell, Sir Stuart
Benn, rh Hilary
Benton, Mr. Joe
Betts, Mr. Clive
Blackman, Liz
Blackman-Woods, Dr. Roberta
Blears, rh Hazel
Blizzard, Mr. Bob
Blunkett, rh Mr. David
Bradshaw, Mr. Ben
Brown, Lyn
Brown, rh Mr. Nicholas
Brown, Mr. Russell
Browne, rh Des
Bryant, Chris
Buck, Ms Karen
Burgon, Colin
Burnham, Andy
Butler, Ms Dawn
Byers, rh Mr. Stephen
Cairns, David
Campbell, Mr. Alan
Campbell, Mr. Ronnie
Caton, Mr. Martin
Cawsey, Mr. Ian
Challen, Colin
Chapman, Ben
Chaytor, Mr. David
Clapham, Mr. Michael
Clark, Ms Katy
Clark, Paul
Clarke, rh Mr. Charles
Clarke, rh Mr. Tom
Clelland, Mr. David
Clwyd, rh Ann
Coaker, Mr. Vernon
Coffey, Ann
Cohen, Harry
Connarty, Michael
Cooper, Rosie
Cooper, Yvette
Creagh, Mary
Cruddas, Jon
Cryer, Mrs. Ann
Cummings, John
Cunningham, Mr. Jim
Cunningham, Tony
Darling, rh Mr. Alistair
David, Mr. Wayne
Davidson, Mr. Ian
Dean, Mrs. Janet
Denham, rh Mr. John
Devine, Mr. Jim
Dhanda, Mr. Parmjit
Dismore, Mr. Andrew
Dobbin, Jim
Dobson, rh Frank
Donohoe, Mr. Brian H.
Doran, Mr. Frank
Dowd, Jim
Dunwoody, Mrs. Gwyneth
Eagle, Angela
Eagle, Maria
Efford, Clive
Ellman, Mrs. Louise
Engel, Natascha
Ennis, Jeff
Farrelly, Paul
Fitzpatrick, Jim
Flello, Mr. Robert
Flint, Caroline
Follett, Barbara
Foster, Mr. Michael (Worcester)
Foster, Michael Jabez (Hastings and Rye)
Francis, Dr. Hywel
Gapes, Mike
Gardiner, Barry
Gerrard, Mr. Neil
Gibson, Dr. Ian
Gilroy, Linda
Godsiff, Mr. Roger
Goggins, Paul
Goodman, Helen
Griffith, Nia
Griffiths, Nigel
Grogan, Mr. John
Gwynne, Andrew
Hain, rh Mr. Peter
Hall, Mr. Mike
Hall, Patrick
Hamilton, Mr. Fabian
Hanson, rh Mr. David
Harman, rh Ms Harriet
Harris, Mr. Tom
Healey, John
Hendrick, Mr. Mark
Hepburn, Mr. Stephen
Heppell, Mr. John
Hesford, Stephen
Hewitt, rh Ms Patricia
Hill, rh Keith
Hillier, Meg
Hodgson, Mrs. Sharon
Hood, Mr. Jimmy
Hoon, rh Mr. Geoffrey
Hope, Phil
Howarth, rh Mr. George
Howells, Dr. Kim
Hoyle, Mr. Lindsay
Hughes, rh Beverley
Humble, Mrs. Joan
Hutton, rh Mr. John
Iddon, Dr. Brian
Ingram, rh Mr. Adam
Irranca-Davies, Huw
Jackson, Glenda
James, Mrs. Siân C.
Jenkins, Mr. Brian
Johnson, rh Alan
Johnson, Ms Diana R.
Jones, Helen
Jowell, rh Tessa
Joyce, Mr. Eric
Kaufman, rh Sir Gerald
Keeble, Ms Sally
Keeley, Barbara
Keen, Alan
Keen, Ann
Kelly, rh Ruth
Kemp, Mr. Fraser
Kennedy, rh Jane
Khan, Mr. Sadiq
Kidney, Mr. David
Kilfoyle, Mr. Peter
Knight, Jim
Kumar, Dr. Ashok
Ladyman, Dr. Stephen
Lammy, Mr. David
Lazarowicz, Mark
Lepper, David
Lewis, Mr. Ivan
Linton, Martin
Love, Mr. Andrew
Lucas, Ian
Mackinlay, Andrew
Mactaggart, Fiona
Mahmood, Mr. Khalid
Malik, Mr. Shahid
Mallaber, Judy
Mann, John
Marris, Rob
Marsden, Mr. Gordon
Martlew, Mr. Eric
McAvoy, rh Mr. Thomas
McCabe, Steve
McCarthy, Kerry
McCarthy-Fry, Sarah
McCartney, rh Mr. Ian
McDonagh, Siobhain
McDonnell, Dr. Alasdair
McFadden, Mr. Pat
McFall, rh John
McGovern, Mr. Jim
McGuire, Mrs. Anne
McIsaac, Shona
McKechin, Ann
McKenna, Rosemary
McNulty, Mr. Tony
Merron, Gillian
Michael, rh Alun
Milburn, rh Mr. Alan
Miliband, rh David
Miliband, Edward
Mitchell, Mr. Austin
Moffat, Anne
Moffatt, Laura
Mole, Chris
Moon, Mrs. Madeleine
Morley, rh Mr. Elliot
Mountford, Kali
Mudie, Mr. George
Munn, Meg
Murphy, Mr. Denis
Murphy, Mr. Jim
Murphy, rh Mr. Paul
Naysmith, Dr. Doug
Norris, Dan
O'Brien, Mr. Mike
Olner, Mr. Bill
Owen, Albert
Palmer, Dr. Nick
Pearson, Ian
Plaskitt, Mr. James
Pope, Mr. Greg
Pound, Stephen
Primarolo, rh Dawn
Prosser, Gwyn
Purchase, Mr. Ken
Purnell, James
Raynsford, rh Mr. Nick
Reed, Mr. Andy
Reed, Mr. Jamie
Reid, rh John
Robertson, John
Robinson, Mr. Geoffrey
Rooney, Mr. Terry
Roy, Mr. Frank
Ruane, Chris
Ruddock, Joan
Ryan, Joan
Salter, Martin
Seabeck, Alison
Shaw, Jonathan
Sheerman, Mr. Barry
Sheridan, Jim
Simon, Mr. Siôn
Singh, Mr. Marsha
Skinner, Mr. Dennis
Slaughter, Mr. Andy
Smith, rh Mr. Andrew
Smith, Ms Angela C. (Sheffield, Hillsborough)
Smith, Angela E. (Basildon)
Smith, rh Jacqui
Snelgrove, Anne
Soulsby, Sir Peter
Southworth, Helen
Spellar, rh Mr. John
Starkey, Dr. Phyllis
Stewart, Ian
Stoate, Dr. Howard
Strang, rh Dr. Gavin
Straw, rh Mr. Jack
Stringer, Graham
Sutcliffe, Mr. Gerry
Tami, Mark
Taylor, Ms Dari
Thomas, Mr. Gareth
Thornberry, Emily
Timms, rh Mr. Stephen
Tipping, Paddy
Todd, Mr. Mark
Touhig, rh Mr. Don
Trickett, Jon
Turner, Dr. Desmond
Turner, Mr. Neil
Twigg, Derek
Ussher, Kitty
Walley, Joan
Waltho, Lynda
Ward, Claire
Watson, Mr. Tom
Whitehead, Dr. Alan
Wicks, Malcolm
Williams, rh Mr. Alan
Wills, Mr. Michael
Winnick, Mr. David
Winterton, rh Ms Rosie
Woodward, Mr. Shaun
Woolas, Mr. Phil
Wright, Mr. Anthony
Wright, David
Wright, Mr. Iain
Wyatt, Derek
Tellers for the Noes:
Kevin Brennan and
Mr. Dave Watts
Question accordingly negatived.
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