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John Barrett: To ask the Secretary of State for Business, Enterprise and Regulatory Reform (1) what steps his Department is taking to strengthen the security of online banking and payment systems; 
Mr. Timms [holding answer 11 October 2007]: The Government encourage discussion between all parties involved in tackling crimes committed using computers, and is determined to tackle the problem of card/cheque and remote banking fraud at all levels, whether it affects individual consumers or businesses. BERR is working closely with other Government departments and law enforcement agencies to ensure that the UK is a world class safe and secure online environment for everyone.
HM Government, SOCA (the Serious Organised Crime agency ) and leading businesses have worked together to create Get Safe Online, www. getsafeonline. org. website to help individuals and small businesses protect themselves against internet threats such as viruses, spam, spyware and online fraud.
Dr. Kumar: To ask the Secretary of State for Business, Enterprise and Regulatory Reform how many individual voluntary arrangements were (a) taken out and (b) breached in (i) the UK and (ii) Middlesbrough South and East Cleveland constituency in each of the last five years. 
Mr. McFadden: It is currently not possible to provide official figures for individual voluntary arrangements (IVAs) by constituency. Further, IVAs typically last for five years and therefore statistics for later years will be increasingly skewed in favour of ongoing cases and failures in the earlier stages of the IVA. The number of IVAs registered in England and Wales and their status as at August 2007 can be seen in table 1.
|Table 1: England and Wales|
|IVAs registered||IVA status as at August 2007 (percentage)|
| Note: Rounding could produce overall percentages greater or less than 100 per cent.|
The Insolvency Service has policy responsibility relating to individual insolvency in England and Wales. For Scotland and Northern Ireland this is the responsibility of the Accountant in Bankruptcy, Scotland and the Department for Enterprise, Trade and Investment, NI, respectively. The number of voluntary insolvencies, known as Protected Trust Deeds in Scotland and IVAs in Northern Ireland, can be seen in table 2. The status of these procedures is not available from the Insolvency Service (England and Wales).
|Scottish protected trust deeds||Northern Ireland IVAs|
Mr. Amess: To ask the Secretary of State for Business, Enterprise and Regulatory Reform which (a) Ministers and (b) officials, broken down by grade, from his Department visited (i) Bermuda and (ii) Barbados in each year between 1998 and 2006; and what the reason was for each visit. 
Mr. Thomas: There is no record over this period of a visit to Bermuda by a Minister or official from the Department for Business, Enterprise and Regulatory Reform (BERR), or its predecessor Department. No Minister from BERR has visited Barbados over this period.
|Year visited||Grade||Reason for visit|
Mr. Andrew Smith: To ask the Secretary of State for Business, Enterprise and Regulatory Reform what steps he plans to take to raise awareness among employers and employees of the extension of statutory leave entitlement. 
The Government undertook two full consultations on the proposals to increase the holiday entitlement, holding a number of regional meetings and working closely with unions and employer organisations. Specific efforts were made to engage small businesses and employers in key sectors likely to be particularly affected. The ability to receive email updates on the proposals was offered and over 8,000
people requested updates on progress. The proposals also attracted considerable media coverage on a number of occasions.
Detailed guidance for employers and workers, including an interactive calculator for holiday entitlements, has been placed on the Business Link and Direct.gov websites respectively, with supporting material on BERR's own website.
Mr. Hoban: To ask the Secretary of State for Business, Enterprise and Regulatory Reform what departmental assets are planned to be sold in each financial year from 2007-08 to 2010-11; what the (a) description and (b) book value of each such asset is; and what the expected revenue from each such sale is. 
Mr. Thomas: The Core Department, together with its Agencies, has a relatively small stock of tangible fixed assets. It consists primarily of the office buildings, furniture, IT and other office equipment that is necessary for the workforce to operate effectively, Most of the Departments tangible fixed assets are held by its delivery partners, primarily the Nuclear Decommissioning Authority and the Regional Development Agencies.
The Department has reviewed its asset stock to ascertain where value-for-money can be delivered through future disposal. However, a conclusion has been reached that there is currently no likelihood of future asset disposals, and this decision is reflected in the Departments CSR settlement.
David Davis: To ask the Secretary of State for Business, Enterprise and Regulatory Reform how many civil law suits have been brought against his Department in which proceedings are no longer ongoing based either wholly or partially on the grounds of the Human Rights Act 1998; how many were settled out of court, before a court judgement was delivered; and how much such settlements cost since the Act came into effect. 
Mr. Thomas: We do not collect central records of all cases in which the Human Rights Act 1998 is relied on. Human rights are now integrated in the general law and are rarely the sole basis for a challenge. For this reason the information requested could be provided only at disproportionate cost.
A draft code of practice for regulators. The Regulators Compliance Code is a statutory code of practice aimed at improving the way regulators enforce regulations (laid before Parliament on 16 October 2007).
A new study into the feasibility of a Severn Barrage to exploit the tidal energy resource in the Severn Estuary. This decision reflects the conclusions of a report, commissioned by Government in July 2006, by the Sustainable Development Commission (SDC) into the potential for tidal power in the UK. The feasibility study will consider the environmental, social and economic aspects of a Severn barrage, 17 October 2007, Official Report, columns 1151-52W.
Our response to the consultation on the draft Regulatory Enforcement and Sanctions Bill. This will lead to a Bill that will be introduced when parliamentary time allows which will extend sanctioning powers for regulators dealing with non-compliance with regulation.
As part of the pre-Budget report (9 October) the high-level portfolio of products from which business support will be provided in the future.
The publication of the document Next Steps on Regulatory Reform which sets out a range of initiatives that will help realise the benefits of better regulation for businesses, third sector organisations and the public sector front line, 25 July 2007, Official Report, column 64WS.
As part of publication of the Next Steps on Regulatory Reform launched a thorough-going Consumer Law Simplification Review in July 2007, to assess the scope for further reductions in the burdens on business, without diminishing consumer protection.
Mr. Philip Hammond: To ask the Secretary of State for Business, Enterprise and Regulatory Reform what efficiency savings his Department was required to make as part of its Spending Review 2004 (SR04) targets; what efficiency projects have been undertaken in the Department in pursuit of those targets; on what date each was initiated; and how much each was predicted to contribute to the SR04 target. 
Mr. Thomas: DTIs Spending Review 2004 efficiency savings projects were initiated in April 2005. (SR04) targets and actuals for each of these efficiency savings work streams are set out in the following table. At the end of the second year of the three year programme these efficiency savings work streams had contributed £484 million efficiency savings against the overall £408 million SR04 target.
|SR04 Efficiency Work stream||2005-06 delivery (year one)||2006-07 delivery (year two)||2006-07 target (year two)||SR04 overall target|
|Financial efficiency gains||N/C||C||N/C||C||N/C||C||N/C||C|
Department of Trade and Industry Annual Report and Accounts 2006-07 [section 3.110]
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