Treasury - Fourth Report

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Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 20 February 2007.

Contents

Terms of Reference

Summary

1  Introduction

Travel insurance and its regulation

Background

Our work

2  The regulatory context

The costs and benefits of regulation

The changing approach to regulation

Conclusions

3  Evidence on consumer detriment

The need for travel insurance

Consumer detriment and bundled travel insurance

Policy exclusions and industry standards

ABTA's response and travel without insurance

4  Proposals for reform

The Treasury's consultation and the three options

Option 1: No regulation for bundled products, or the status quo

Option 2: Strengthened industry self-regulation

Option 3: FSA statutory regulation

5  Conclusions

The extent of cover and consumer information

The regulation of bundled travel insurance

Conclusions and recommendations

Formal minutes

List of witnesses

List of written evidence

List of Reports from the Treasury Committee during the current Parliament.

List of Oral Evidence

Thursday 23 November 2006

Written Evidence

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Prepared 25 February 2007