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19 Feb 2008 : Column 611W—continued

Sarah Teather: To ask the Chancellor of the Exchequer what guidance his Department has issued to financial institutions on the rate of interest to be
19 Feb 2008 : Column 612W
applied to reclaimed bank and credit card charges; and if he will make a statement. [186351]

Angela Eagle: None. The issue of fairness of such charges is a matter for the Office of Fair Trading (OFT), which is independent of Government. In April 2006, the OFT stated that credit card default charges have been generally set at a significantly higher level than was considered legally fair. A £12 threshold for intervention was set: where credit card default charges are set above this threshold, the OFT will consider whether an investigation needs to be launched. The OFT also believes that the unfairness test in the ‘Unfair Terms in Consumer Contracts Regulations 1999’ covers bank charges and is investigating whether these charges are unfair. In order to provide certainty on whether the unfairness test applies, OFT is currently taking a test case against the major UK banks in the High Court.

Capital Gains Tax: Second Homes

Adam Price: To ask the Chancellor of the Exchequer what estimate he has made of the likely change in tax revenue arising from the proposed revision to the capital gains tax rules governing homes other than a principal residence. [186907]

Jane Kennedy: I refer the hon. Gentleman to the answer I gave him on 25 January 2008, Official Report, column 2340W.

Welfare Tax Credits: Complaints

Mr. Hepburn: To ask the Chancellor of the Exchequer (1) how many written complaints have been made to the tax credit hotline by people in (a) Jarrow constituency, (b) South Tyneside, (c) the North East and (d) the UK in each year since the inception of the service; [184907]

(2) how many telephone complaints have been made to the tax credit hotline by people in (a) Jarrow constituency, (b) South Tyneside, (c) the North East and (d) the UK in each year since the inception of the service. [184908]

Jane Kennedy: The information is not available in the format requested. However, I would refer my hon. Friend to the answer I gave the hon. Member for Fareham (Mr. Hoban) on 31 January 2008, Official Report, column 682W, regarding the total number of complaints received by the Tax Credits Helpline.

Child Benefit: Personal Records

Mr. Philip Hammond: To ask the Chancellor of the Exchequer on what basis the police are conducting an investigation into the loss of child benefit data at HM Revenue and Customs; and whether it is classified as a criminal investigation. [183705]

Jane Kennedy: I refer the right hon. Gentleman to the Chancellor's statement to the House of 20 November 2007, Official Report , column 1101W, in which the Chancellor confirmed he instructed the then Chairman of HMRC to call in the police on 14 November 2007.


19 Feb 2008 : Column 613W

Council Tax: Valuation

Mr. Pickles: To ask the Chancellor of the Exchequer if he will place in the Library a copy of the minutes of the meeting of the Valuation Office Agency's Council Tax Revaluation Programme Board (England) of 22 November 2005. [176399]

John Healey: I have been asked to reply.

A copy of the minutes will be placed in the Library of the House.

Employment

Mr. MacShane: To ask the Chancellor of the Exchequer what percentage of the workforce is in permanent employment. [186773]

Angela Eagle: The information requested falls within the responsibility of the National Statistician, who has been asked to reply.

Letter from Karen Dunnell, dated 19 February 2008:

Excise Duties: Motor Vehicles

Norman Baker: To ask the Chancellor of the Exchequer how many cars registered in the UK were eligible for Band A vehicle excise duty in the latest period for which figures are available. [186953]

Angela Eagle: As at the end of September 2007 there were 363 vehicles licensed under the band A zero rate of Vehicle Excise Duty.

It has also come to light that the figure reported for band A in a written answer to the hon. Member for Bexleyheath and Crayford (Mr. Evennett) on 30 October 2006, Official Report, column 318W, was incorrect. The Treasury apologises for this error. The
19 Feb 2008 : Column 614W
correct figure for the number of band A cars licensed as at the end of October 2006 was 342.

The band A zero rate for cars with the very lowest carbon emissions was introduced in Budget 2006 to encourage take-up and assist the development of the low carbon market. The Government are aware of at least one model of car available in the UK market that is eligible for this rate.

Financial Services and Markets Act 2000

Mr. Hoban: To ask the Chancellor of the Exchequer on how many occasions since it was established the Financial Services Authority has used its powers under section 45 of the Financial Services and Markets Act 2000. [186950]

Angela Eagle: The matter concerned is the responsibility of the Financial Services Authority (FSA), whose day-to-day operations are independent from Government control and influence. I have asked the Chairman of the FSA to write to the hon. Member on the issue he raises.

GCSE

Danny Alexander: To ask Chancellor of the Exchequer how many and what proportion of people of working age had fewer than five GCSEs grade A* to C in each region in each year since 1997. [186828]

Angela Eagle: The information requested falls within the responsibility of the National Statistician, who has been asked to reply.

Letter from Karen Dunnell, dated 19 February 2008:


19 Feb 2008 : Column 615W

19 Feb 2008 : Column 616W
Number and percentage of working age( 1) population with fewer than five GCSEs( 2,3,4) by Government office region, April to June 2001-07, not seasonally adjusted
UK North-east North-west Yorkshire and the Humber East midlands West midlands East

Level (Thousand)

2001

12,612

573

1,368

1,134

979

1,241

1,145

2002

14,151

632

1,665

1,243

1,049

1,371

1,288

2003

13,900

630

1,604

1,215

1,043

1,344

1,270

2004

13,599

616

1,522

1,172

986

1,325

1,243

2005

13,447

569

1,510

1,237

992

1,251

1,253

2006

13,167

546

1,480

1,204

984

1,245

1,228

2007

13,194

544

1,477

1,197

1,018

1,236

1,273

Percentage

2001

40

43

39

43

44

45

40

2002

39

41

41

41

41

43

40

2003

38

41

39

40

41

42

39

2004

38

41

37

39

38

42

38

2005

37

37

37

41

38

39

38

2006

36

36

36

39

38

39

37

2007

36

36

36

39

39

39

38


London South-east South-west Wales Scotland Northern Ireland

Level (Thousand)

2001

1,635

1,582

929

646

1,007

373

2002

1,908

1,691

1,078

720

1,109

398

2003

1,935

1,686

1,045

664

1,081

382

2004

1,949

1,657

1,032

653

1,042

403

2005

1,971

1,603

997

676

980

407

2006

1,865

1,628

956

664

985

381

2007

1,875

1,599

963

647

971

395

Percentage

2001

40

37

36

43

37

42

2002

41

35

37

42

35

39

2003

41

35

36

38

35

37

2004

41

34

35

38

33

39

2005

41

32

34

39

31

39

2006

38

33

32

38

32

36

2007

38

32

32

36

31

37

(1) Men aged 16-64 and women aged to 16-59
(2) When calculating percentage those with unknown qualifications are excluded.
(3) Includes all those of working age in employment with qualifications below NVQ level 2. including those with no qualifications.
(4) Qualifications below NVQ level 2 is equivalent to fewer than five GCSEs.
Note:
Comparable data not available for 1997,1998, 1999 and 2000
Source:
Labour Force Survey (LFS)

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