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25 Nov 2008 : Column 1329W—continued

Benefits (particularly state pension, pension credit and disability benefits) are key elements of pensioner incomes. Incomes excluding such benefits are based mainly on earnings, investment income, self-employed
25 Nov 2008 : Column 1330W
earnings, private pension and other miscellaneous sources, will frequently be very small or negative, and will therefore not reflect the standard of living for a household.

Distributions by equivalised income decile below are based on a three-year average to help take account of small sample sizes in certain deciles and statistical variation across the years. Decile boundaries are presented in 2006-07 prices.

Table 1: Household income decile boundaries including state pension and benefits by age band, before housing costs, 2004-05 to 2006-07, United Kingdom
£
Age	Decile 1	Decile 2	Decile 3	Decile 4	Decile 5	Decile 6	Decile 7	Decile 8	Decile 9	Decile 10
60-64	<179	179 to 235	236 to 275	276 to 319	320 to 364	365 to 419	420 to 489	490 to 582	583 to 747	748+
65-69	<190	190 to 231	232 to 262	263 to 291	292 to 326	327 to 370	371 to 426	427 to 506	507 to 653	654+
70-74	<186	186 to 223	224 to 251	252 to 277	278 to 306	307 to 343	344 to 387	388 to 451	452 to 576	577+
75-79	<179	179 to 209	210 to 236	237 to 262	263 to 289	290 to 322	323 to 364	365 to 424	425 to 529	530+
80+	<172	172 to 202	203 to 234	235 to 263	264 to 291	292 to 323	324 to 365	366 to 417	418 to 503	504+

Table 2 : Household income decile boundaries including state pension and benefits by age band, after housing costs, 2004-05 to 2006-07, United Kingdom
£
Age	Decile 1	Decile 2	Decile 3	Decile 4	Decile 5	Decile 6	Decile 7	Decile 8	Decile 9	Decile 10
60-64	<154	154 to 196	197 to 243	244 to 289	290 to 335	336 to 390	391 to 459	460 to 552	553 to 715	716+
65-69	<170	170 to 202	203 to 233	234 to 267	268 to 302	303 to 349	350 to 406	407 to 484	485 to 639	640+
70-74	<170	170 to 199	200 to 225	226 to 255	256 to 287	288 to 327	328 to 371	372 to 438	439 to 564	565+
75-79	<166	166 to 192	193 to 214	215 to 237	238 to 265	266 to 303	304 to 349	350 to 410	411 to 529	530+
80+	<154	154 to 188	189 to 209	210 to 235	236 to 267	268 to 305	306 to 350	351 to 401	402 to 495	496+

Table 3: Household income decile boundaries excluding state pension and benefits by age band, before housing costs, 2004-05 to 2006-07, United Kingdom
£
Age	Decile 1	Decile 2	Decile 3	Decile 4	Decile 5	Decile 6	Decile 7	Decile 8	Decile 9	Decile 10
60-64	<-15	-15 to 34	35 to 111	112 to 188	189 to 259	260 to 329	330 to 411	412 to 511	512 to 686	687+
65-69	<-17	-17 to 0	1 to 38	39 to 78	79 to 119	120 to 176	177 to 245	246 to 336	337 to 494	495+
70-74	<-17	-17 to -4	-3 to 24	25 to 53	54 to 88	89 to 129	130 to 191	192 to 266	267 to 398	399+
75-79	<-16	-16 to -8	-7 to 9	10 to 33	34 to 62	63 to 100	101 to 152	153 to 228	229 to 350	351+
80+	<-17	-17 to -13	-12 to -5	-4 to 12	13 to 36	37 to 70	71 to 118	119 to 190	191 to 310	311+

Table 4 : Household income decile boundaries excluding state pension and benefits by age band, after housing costs, 2004-05 to 2006-07, United Kingdom
£
Age	Decile 1	Decile 2	Decile 3	Decile 4	Decile 5	Decile 6	Decile 7	Decile 8	Decile 9	Decile 10
60-64	<-55	-55 to 7	8 to 88	89 to 163	164 to 232	233 to 302	303 to 382	383 to 478	479 to 647	648+
65-69	<-68	-68 to -22	-21 to 15	16 to 57	58 to 102	103 to 158	159 to 225	226 to 313	314 to 471	472+
70-74	<-70	-70 to -26	-25 to 1	2 to 34	35 to 71	72 to 114	115 to 174	175 to 251	252 to 382	383+
75-79	<-80	-80 to -32	-31 to -14	-13 to 11	12 to 41	42 to 83	84 to 137	138 to 214	215 to 341	342+
80+	<-106	-106 to-57	-56 to -30	-29 to-15	-14 to 10	11 to 47	48 to 103	104 to 177	178 to 299	300+
Notes: 1. These statistics are based on Households Below Average Income data. 2. The reference period for household below average income figures is single financial years. Distributions by equivalised income decile are based on a three-year average to help take account of small sample sizes in certain deciles and statistical variation across the years. Decile boundaries are presented in 2006-07 prices. 3. The income measures used to derive the estimates shown employ the same methodology as the Department for Work and Pensions publication “Households Below Average Income” (HBAI) series, which uses disposable household income, adjusted (or ‘equivalised’) for household size and composition, as an income measure as a proxy for standard of living. 4. The figures are based on OECD equivalisation factors. 5. Figures have been presented on both a before housing cost and after housing cost basis. For before housing cost, housing costs (such as rent, water rates, mortgage interest payments, structural insurance payments and ground rent and service charges) are not deducted from income, while for after housing cost they are. 6. This response includes incomes for the lowest deciles of the population. These figures are not National Statistics and caution must be applied because those people stating the lowest incomes in the FRS may not actually have the lowest living standards. 7. Weekly incomes have been rounded to the nearest whole pound. 8. Small changes should be treated with caution as these will be affected by sampling error and variability in non-response.

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