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Mr. Harper: Just the ladies, I suspect.
Lynne Featherstone: I do not know what is in the gents, but the ladies have adult-size hand dryers and child-size hand dryers. That is very good practice, as such thinking incorporates children in the provision of goods and services. That should rightly apply to a range of public services.
One can go on endlessly thinking of instances, but I shall not hold the Committee up too long with my examples, as they are not exceedingly brilliant. Should a car hire firm offer to provide car seats for children, not just because that is good business, but because it is the law? Obviously, that is good practice and good business, but there is an issue about provision, including in the private sector. Restaurants or instructions are probably the most common examples. Should we think about how to write the instructions on the use of a fire extinguisher, so that a child could use it? Although such things are not necessarily common occurrences, they can involve the provision of public services.
I understand the concerns about cumbersome exemptions, but my understanding is that the Australian Age Discrimination Act outlaws age discrimination in a range of areas beyond employment. That Act is able to set out the differences without them becoming cumbersome and burdensome. Young Equals—I am sure that we have all received one of its briefings—is convinced that those concerns can be overcome by robust legislation. I, too, will be interested to hear the Minister’s response about how we might improve our inclusion of children into society and the protections in respect of goods and services under this part of the Bill.
Clause 26(1)(b) will remove the exclusion of married and civil partners from the goods and services provisions. Our amendment 156 would put that protection right back. I want to explore whether the Minister really has no evidence whatsoever, even on the hypothetical example of a gay bar or club excluding those who are members of a civil partnership because it does not want to admit couples. The amendment is intended to probe the Minister’s thinking, to find out why the Government have removed those two technical characteristics from the provision of goods and services.
John Penrose (Weston-super-Mare) (Con): It is a pleasure to see you in the Chair, Lady Winterton.
I shall speak to amendments 196 and 197, which I hope are complementary to amendment 10, which was moved by my hon. Friend the Member for Forest of Dean. These amendments serve to round out an earlier stage of the debates that we had on Tuesday, when I asked the Minister for reassurance about whether targeted promotional and marketing activities that involve companies aiming their goods or services at particular groups of people would remain legal, as they always have been. The Minister was able to give some fairly solid and comprehensive reassurances that that was perfectly feasible, providing things were done in a positive rather than a derogatory way.
The follow-up, perhaps slightly harder, question concerns Club 18-30 targeting its promotional materials at people who are 18 to 30, then getting an application from someone who is 50 to go on one of its holidays. Can the company turn down that person on the basis of age? Equally, if Saga gets an application to go on one of its holidays from someone who is 30, is it appropriate—legal—for the company to turn it down?
This does not just apply to the travel industry. The insurance market has been much discussed. A number of organisations have made submissions saying that evidence shows that it is harder to get some kinds of insurance if one is older. Interestingly, Saga has come up with some additional evidence that, although not all insurance companies provide insurance to people who are at the top end of the age range, there are a number of companies, including Saga, that do. According to Saga’s research at least, in well over 90 per cent. of cases, people who had been initially turned down by their normal insurer—presumably because of age—were able to find insurance elsewhere. Therefore, although the individual insurer that they were using might have been unwilling to allow access to their products, or was willing to allow them access only at a much higher price, they were not completely shut out of the insurance market.
The question that we are asking in amendments 196 and 197 is what the Government’s thinking is on where to draw the line. That is important because the Government are seeking in later clauses—I will not try your patience with them at the moment, Lady Winterton, as we will deal with them later—to acknowledge that there are examples of “good discrimination” and “bad discrimination”, to use the terms already used by my hon. Friend. In other words, the Government are seeking to take powers to allow Ministers to declare things to be legal. That causes a great deal of anxiety. Many companies are concerned that their goods and services may be deemed to be illegal until the Minister gets round to declaring them to be okay.
The purpose of the amendments is to take the legal threshold back a step or two to something that—I hope that the Committee will agree—is just anything provided on the basis of public service; surely, that should be provided universally. I also ask the Minister to build up from that foundation and share with us the Government’s thinking on what is an acceptable set of principles to distinguish between good and bad differentiation on the grounds of age and sex.
In the previous debates on market targeting, we mentioned insurance companies such as Sheilas’ Wheels, which aims to provide insurance to women. If Sheilas’ Wheels refused to give me insurance because I am male, would that be illegal? What is the Government’s thinking about the underlying principles? Other examples were mentioned. Today, I can think of gay clubs that might want to exclude heterosexual people. One might think of gyms that operate women-only classes or sessions. There are lots of examples all round.
Ms Abbott: Some gay clubs have a big problem with drunk, heterosexual women who insist on gaining entry.
John Penrose: I could make many comments, all of which would be wrong. I will therefore not make them. The hon. Lady illustrates the point very well. It is important for us to explore the matter. I hope that the Government can illustrate some of the principles that they seek to apply.
The Conservative party would like to make a couple of points to get the debate under way. It is clear that there are examples of characteristics that, although they may closely track age, could be a legitimate ground for differentiation. In some cases, insurance is a good example, because the risk for drivers’ insurance correlates quite closely with age. Incidentally, it does not just rise inexorably with age. It tends to start off very high for people who have just got their driving licence in their late teens. It then drops, and when we are all getting on a bit, it starts to rise towards the higher age range.
Interestingly, insurance companies that specialise in the area point out that, although the risk per mile travelled may go up as the miles travelled by people who are in the 70s, 80s and 90s tend to fall steadily, the combined risk may still be comparatively low. But that is a clear example of a goods or service where it may be perfectly legitimate to differentiate on the basis of age, as there is a genuine and evidenced example of changing risk—insurance is, by definition, all about risk. We need to have a view on that and understand it. Equally, I am sure that Sheilas’ Wheels and others would argue that women drivers have different risk profiles from men. That is the basis of a lot of its business and allows it to carve out a profitable one.
1.45 pm
It is vital to get such matters on the record, if we can, which is why I am inviting the Solicitor-General to expand on them. The wording of our two amendments is less important than giving such an opportunity to the hon. and learned Lady. The amendments would merely take the basic level of law back to that of providing public services. All members of the Committee accept that, by and large, public services should be provided to everyone. It is hard to think of one that should not be provided to elderly people, but only to young people. For example, we want medical care provided across all age groups. That is a convenient peg, a starting point or a foundation stone on which I invite the hon. and learned Lady to construct her tower of ideas and principles with which I hope we can reassure several companies.
The danger of saying that certain issues will become illegal unless and until the Solicitor-General decides that they are not and uses some of the powers in later parts of the Bill, is that enormous uncertainty will be created in the minds of investors, management, staff and potential customers of many of the companies whose businesses could be affected. Depending on the hon. and learned Lady’s response, additional amendments might be tabled later in our proceedings.
Amendment 196 is more narrow. The scope of the ban would extend to children only in respect of goods and services provided by, and on behalf of, public bodies. Overall, the purpose of the Bill is to provide protection against discrimination and ensure equal opportunities. Children will be protected extensively, and it is important to make it clear that they will be protected against discrimination on the grounds of race, disability, sex, religion or belief, sexual orientation and gender reassignment, and against harassment because of disability, race and sex.
The Government have clearly put a lot of effort into considering whether they should extend age discrimination, particularly in services and public functions, to the under-18s. We concluded that there are better ways in which to tackle problems that children and young people face. Children’s organisations have presented a lot of examples of services in which the needs of particular children or groups of children do not always seem to be recognised or prioritised. For example, they say that young carers might be overlooked, when their needs are being considered, or young people’s access to public space not given enough weight in planning decisions. There are also a lot of anecdotal examples of children not being treated well.
We take such problems very seriously, but we do not consider that age discrimination legislation is the best way to deal with them. Discrimination law is not an appropriate way to resolve priorities of resource allocation or better ways of using the resources in children’s services.
Although no one has asked me to, I should like to take the opportunity to pay particular attention to children who are carers. Clause 26(1)(a)—this seems almost like an exception, but it is how the Bill works and it is a good thing—has the effect that children who are carers will benefit from the association protection by reference to the person for whom they are caring. When an under-18 is caring for a disabled person, he or she will be equally entitled to protection in respect of access to, and supply of, goods, facilities and services on account of association with that disabled person, as any adult carer. A child who is caring for an older person will also be protected from discrimination by association with that older person, despite the child not coming within the age discrimination ban. That is an important point, and will reassure the carer community. Whether or not they had already thought about the problem, I am sure that they would have done so in due course. I hope that that is clear.
Returning to the generality of younger people, we feel that extending age discrimination to children as children could have negative consequences. The analogy made by the hon. Member for Forest of Dean about age discrimination at the top end, makes that point. Broadly speaking, no age discrimination should be allowed at the top end. However, there will be a need for an exception, so that pensioners in Redcar can continue to have cheap fish and chips from private providers, for example, or so that they can continue to have their equivalent of the freedom pass from public service providers. I am sure that there will be exceptions in due course of the kind that the hon. Gentleman mentioned in relation to insurance. Sometimes, there will be an actuarial justification for an increase in premium or whatever. We will have a body of outlawed discrimination with some exceptions.
With children, it works the other way round. Nobody would see any need to distinguish between the way they treat a 72-year-old and a 77-year-old, but they would want to treat a two-year-old and a seven-year-old quite differently. They would not want to have to objectively justify that treatment on each occasion because it was unlawful age discrimination. Obviously there would be differences. If one was providing play for those two age groups, there would be differences in levels of supervision, kinds of play, educational inputs, health protection and so on.
In a sense, the emphasis goes the other way with young people. There are more exceptions, rather than a core of age discrimination legislation that one is able to point to in order to say that something should be banned. Justifiable different age-based treatment of children is widespread, and is fundamental to the provision of services to meet children’s needs at all ages. It would be fabulously complex to try to provide exceptions in the law to ensure that all that kind of treatment was exempted with clarity, and the provisions of those exceptions would be very important.
One can defend the different treatment of children of different ages on the grounds that it is objectively justified. That is fine, but it is a long process to have to go through, and the fear is that it would be massively complex, with the negative possibilities that I have mentioned. Certainly in the private sector, having to go through that entire process would be likely to have a chilling effect on the provision of services for children.
Such a law could also undermine the equality duty, which we will come to in due course. As everyone knows, public bodies will consider and address the age-specific needs of young people under that duty. A playground for toddlers, an adventure playground for older children or a reserved area for teenagers to congregate in, could all be part of a plan to meet the needs of young people under the equality duty. The concern that such things might have to be justified against a challenge by those who fall above the age limit for the toddler park or below the age limit for the teenage place, might discourage authorities from providing such facilities. We do not want them to be discouraged; we want them to be actively encouraged and that is what the public sector duty is about. If the measure is applied only to public bodies, clearly it would not have the same chilling effect on the private sector. Amendment 196 is narrower, but we still do not think that it would be an effective way to improve children’s lives. We still fear that public provision might be chilled.
We do not believe such a proposal to be the way forward, although we do not slight children or treat them as less valuable than adults. The Bill has an important contribution to make to the quality of children’s lives and it generally protects children from discrimination in the same way as adults. The new equality duty will support a better understanding of the services that are needed by children of all ages. That sets out as best I can why the Government decided against the amendment.
I turn now to amendment 156, which concerns extending protection from discrimination to marriage and civil partnerships with regard to the provision of services and the exercise of public functions. The same argument—that there is no evidence that such protection is needed—applies. I have already said several times that there is not much evidence that any protection is needed on the grounds of marriage or civil partnership. Although there is still some residual discrimination to be challenged in the employment field, we found no evidence of it anywhere else. We shall outlaw only what we need to, and no more.
Amendment 197 is clearly not intended at face value, because it would limit the application of part 3 of the Bill—on services provided by, or on behalf of, public authorities—in so far as it relates to sex. Private sector organisations would therefore be free to discriminate against women, men, or whatever, which has been unlawful since 1975—talk about regression. I know that the amendment has been put forward to test the points that the hon. Member for Weston-super-Mare has raised and that it will not be pressed.
Amendment 197 is a probing amendment to draw out debate on how the Bill deals with services that are justifiably delivered on a restricted basis to people who have a particular protected characteristic. The starting point must be that limiting access to particular goods or services on the basis of a protected characteristic—for example, sex—is, as a general rule, unlawful. However, there are situations in which businesses and public sector organisations might legitimately wish to restrict access to a service to people of a particular sex, and the Bill provides for that in a number of ways. First, only women, or only men, might need the service. For instance, it is obviously not discriminatory for the NHS to provide cervical cancer screening to women. That is expressly provided for in paragraph 24 of schedule 3.
It is also acceptable for a service provider to continue to provide a service in such a way that is commonly used only by people with a particular characteristic. That is addressed in paragraph 27 of schedule 3. For example, men usually use barbers, while women usually use hairdressers, although I think that is rather an old-fashioned example. Unisex salons are increasingly common—it says “unisex saloons” on my note, which is an encouraging thought for a drink later on. Barbers are not required to offer female hairdressing services. However, if a woman were to ask for a grade 2 haircut, which I assume is very short, the barber could not refuse to do that for her, unless there was some reason, or it was impractical to do so.
Secondly, a business can apply a restriction which adversely impacts on those of a particular sex and so is potentially indirectly discriminatory, but which can objectively be justified as a proportionate means of achieving a legitimate aim. For instance, if a baby group met only during the daytime, on a weekday, fathers, who have limited paternity leave and who, statistically, are more likely to be working full time, would be likely to find it more difficult to go to that group with their children. That would put them at a disadvantage compared with mothers. However, such a practice could be justified for various reasons, including demand, need, staffing and costs. Accordingly, the limited access for men, so long as it was justified objectively, would not amount to indirect discrimination.
 
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