Communities and Local Government Committee - Third Report
Housing and the Credit Crunch

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Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 10 February 2009.

Contents

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Terms of Reference

Summary

1  Introduction

2  House building targets

The 2007 Housing Green Paper

Targets: need and deliverability

Balance of provision: private, social rented and low cost home ownership

Land values

Retaining skills and capacity in the construction sector

"Regulatory burden"?

Government response: purchasing unsold units

Street property purchase

Government response: additional social housing

Government response: critical regeneration schemes

3  Financial viability of housing associations

Building more affordable homes: the funding model
Social Housing Grant

Lending to housing associations

Cross-subsidy

Contingency planning

4  Home ownership

Affordability
Government response: HomeBuy Direct

Government response: stamp duty

Repossession

Government response: mortgage rescue

Government response: Income support for mortgage interest payments

Repossession of privately rented properties

5  Conclusion

List of conclusions and recommendations

Formal minutes

Witnesses

List of written evidence

List of unprinted evidence

List of Reports from the Committee during the current Parliament


Oral and Written Evidence

Tuesday 16 December 2008

Written Evidence


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Prepared 24 February 2009