Superannuation Bill

Memorandum submitted by Ann-Marie Miller (SU 43)

I am currently a member of the Government Office Network and work in the North East region. As a member of the Government Office Network, which is subject to closure, I face a significant risk of compulsory redundancy.

I have been a civil servant for 10 years and have worked in various departments. I remain a citizen of the Department for Business, Innovation and Skills (BIS).

If the Bill is passed I will suffer severe financial hardship.

As a single, home owner with a mortgage, my home will be at risk. I may not be in a position to continue making payments to my mortgage lender and yet due to the housing market may not be in an ideal position to sell (without incurring negative equity and debt).

Due to the Coalition Governments decision to make such drastic cuts to public spending without full consultation, I have no doubt that the North East of England will suffer the most and its residents with it.

The Government has clearly not considered the impact of their actions and I am increasingly worried for my own sake as well as that of my colleagues and fellow north east residents.

It is not realistic for the Government to ‘shut down’ the Public sector, whilst expecting the Private sector to immediately pick up the flack…it just won’t happen.

In the meantime, the North East will suffer. People, like me, risk losing their jobs, their homes and their way of life.

I can only hope the Government will reconsider its spending cuts and make it ‘fair’ for all but all it seems is that the rich will remain rich and the poor will get poorer.

I look forward to your response.

September 2010