Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 17 December 2013.
Terms of Reference
Summary
1 Introduction
Background
Recent Developments
OFT Review
Payday loan charter
Role of the Financial Conduct Authority
Other proposals
2 The Payday Loan Sector
Sector Facts
Responsible lending and credit checking
Real-time data
Rolling over of loans
Continuous Payment Authorities
Advertising
Standards expected
Referrals and Marketing
Conclusions and recommendations
Formal Minutes
Witnesses
List of printed written evidence
List of Reports from the Committee during the current Parliament
Oral and written evidence
Tuesday 5 November 2013: Henry Raine, Head of Legal and Regulatory Affairs, Wonga, Greg Stevens, Chief Executive, Consumer Credit Trade Association, Adam Freeman, Chief Executive Officer, Mr Lender, Russell Hamblin-Boone, Chief Executive, Consumer Finance Association and Andy Lapointe, UK Public Affairs Manager, QuickQuid; Gillian Guy, Chief Executive, Citizens Advice, Martin Lewis, moneysavingexpert.com, Peter Tutton, Head of Policy, StepChange and Richard Lloyd, Executive Director, Which?; Jo Swinson MP, Minister for Employment Relations and Consumer Affairs, Department for Business, innovation and Skills, Lesley Titcomb, Chief Operating Officer and Programme Sponsor of Consumer Credit, Financial Conduct Authority, Nadege Genetay, Head of Banking, Lending and Protection Policy, Financial Conduct Authority and David Fisher, Anti Money Laundering, Consumer Credit, Office of Fair Trading
Written evidence