Scottish Affairs Committee - First Report
The Referendum on Separation for Scotland: Implications for Pensions and Benefits

---

Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 2 July 2014.

Contents

Terms of Reference

Summary

Conclusions and recommendations

1 Introduction

2 The Overall Context

3 Pensions

The State Pension

State Pension Age

Dependency Ratio

Mass Immigration?

Complexity of Pension Liabilities

Public Sector Pensions: Who Pays?

Occupational and personal pensions: Who regulates?

EU rules on the funding of Cross Border Pension Funds

4 Welfare (working-age benefits)

Changes proposed by the Scottish Government

Benefits and flexibility of a UK-wide system

The Costs of Establishing a New System

Formal Minutes

Witnesses

List of published written evidence

List of Reports from the Committee during the current Parliament

---

---

Prepared 6 July 2014