Conclusion
35. As the Transport Committee has recognised, the
Government is committed to reforming the personal injury industry
to drive out the perverse and dysfunctional behaviours which can
push up the cost of motor insurance. The reforms introduced to
date and those planned for the near future will
create an improved, robust
system for independent medical evidence by accredited experts
which will deter unnecessary or speculative claims and ensure
the genuinely injured can get the help they need.
36. We welcome the Transport Committee's continued
interested in this important area of reform. The Government will
continue to engage with all stakeholders as our programme for
reform progresses.
37. The Government's reform programme will enable
further reductions to be made to the insurance premiums of honest,
hardworking motorists, and we will monitor the effect of our reforms
to assess whether more can be done. In addition, we will carefully
consider the outcome of the Competition and Markets Authority's
investigation into the private motor insurance market, expected
during September.
38. Our reforms are paying dividends. We have already
seen a fall in the level of motor insurance premiums paid, and
we expect this to continue.
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