Conduct and competition in SME lending - Treasury Contents


Published written evidence


The following written evidence was received and can be viewed on the Committee's inquiry web page at www.parliament.uk/treascom.

1  A Quine Investments Ltd part 1 (SME0014)

2  A Quine Investments Ltd part 2 (SME0012)

3  Additional written evidence submitted by Clydesdale Bank (SME0142)

4  ADS (SME0107)

5  AHV Associates (SME0174)

6  Amjad Ali (SME0067)

7  Andrew Dykes (SME0087)

8  Anthony Maher (SME0069)

9  ART (Aston Reinvestment Trust) (SME0088)

10  Asset Based Finance Association (SME0090)

11  Asset Based Finance Association (SME0158)

12  Asset Based Finance Association (SME0147)

13  Asset Based Finance Association, Professional Standards Council (SME0085)

14  Association of Chartered Certified Accountants (SME0011)

15  Ballantyne Property Services (SME0037)

16  Bell and Ross Ltd (SME0023)

17  Berg (SME0084)

18  Big Innovation Centre (SME0103)

19  British Bankers' Association (SME0110)

20  British Chambers Of Commerce (SME0104)

21  Campaign For Community Banking Services (SME0009)

22  CBI (SME0080)

23  Chris Parry-Davies (SME0133)

24  Clive May (SME0001)

25  Clydesdale Bank (SME0165)

26  Colin Phillips (SME0007)

27  Community Development Finance Association (CDFA) (SME0096)

28  Cumbria Small Business Finance Strategy Group (SME0127)

29  Cuna Mutual (SME0086)

30  Dan Evans (SME0018)

31  David A Thomas (SME0094)

32  Destiny Church Trust (SME0100)

33  Donald And Dawn Ross, Ross Properties (SME0044)

34  Donaldson And Lyttle Ltd (SME0135)

35  EEF (SME0092)

36  Equifax Ltd (SME0058)

37  Everline (SME0059)

38  Financial Conduct Authority (SME0140)

39  Financial Conduct Authority (SME0166)

40  Financial Conduct Authority (SME0167)

41  Financial Conduct Authority (SME0171)

42  Financial Conduct Authority (SME0172)

43  Federation of Small Businesses (SME0149)

44  Forum of Private Businesses (SME0046)

45  Fox Williams LLP And AHV Associates (SME0163)

46  Funding Circle (SME0108)

47  Gari Appleton (SME0074)

48  Gary Gadston (SME0064)

49  Handlesbanken - Supplementary evidence (SME0143)

50  HSBC Bank Plc (SME0115)

51  Ian Lightbody (SME0042)

52  ICAS (SME0101)

53  John (SME0060)

54  John Melton (SME0056)

55  John Smithson And Angela Bradley (SME0019)

56  Johnathan Fisher QC (SME0162)

57  Jonathan Kinder MA FCA, Kinder Consultants (SME0145)

58  Kingston Smith Llp (SME0038)

59  L Penman (SME0078)

60  Larry Berkovitz (SME0173)

61  Leander Difford (SME0054)

62  Lehmann Communications (SME0131)

63  Lloyds Banking Group (SME0118)

64  Lloyds Banking Group (SME0157)

65  London Stock Exchange (SME0120)

66  Mansel Beechey (SME0141)

67  Marc Rossi (SME0111)

68  Marcus Holden (SME0129)

69  Mark A.G.L. Steeds (SME0020)

70  Mark Combellack (SME0050)

71  Market Invoice (SME0154)

72  Michael Neeld (SME0099)

73  Minotaur Claims Management Ltd (SME0102)

74  Muker Village Store & Teashop (SME0022)

75  NAB Customer Support Group (SME0128)

76  National Federation Of Retail Newsagents (SME0079)

77  Neville Griffiths (SME0097)

78  New Economics Foundation (SME0139)

79  Nicholas Emanuel (SME0075)

80  Nigel Henderson (SME0034)

81  Nigel K Henderson (SME0048)

82  Office Of Fair Trading/Competition And Markets Authority (SME0105)

83  Ordinary People In Business Limited (SME0116)

84  Ordinary People in Business Ltd (Bully Banks) (SME0124)

85  Oxera (SME0159)

86  Patrick Walton (SME0155)

87  Peak Ales (SME0119)

88  Peer-To-Peer Finance Association (SME0068)

89  Perry Burns (SME0151)

90  Phil Thomas (SME0047)

91  Philip J Milton (SME0006)

92  Port Medway Marina Ltd (SME0130)

93  Professional Standards Council For The Asset Based Finance Association (SME0137)

94  Professor Mark Watson-Gandy (SME0061)

95  Professor Russel Griggs (SME0156)

96  Property For Sale Or Let Ltd (SME0065)

97  R3 (SME0136)

98  RBS (SME0144)

99  Respublica (SME0083)

100  Richard Godfrey-Wollin (SME0053)

101  Richard Singleton (SME0066)

102  Robert C.W.Eggleston (SME0062)

103  Romano Petrucci (SME0017)

104  Roy Munro (SME0036)

105  Royal Bank Of Scotland (SME0093)

106  Royal Bank Of Scotland (SME0150)

107  S&J Holdings Ltd (SME0024)

108  Sandy and Julie Brown (SME0002)

109  Santander UK Plc (SME0121)

110  Scott Mccormick (SME0021)

111  Sean Mcpartland (SME0076)

112  Seneca Banking Consultants (SME0148)

113  Shawbrook Bank Limited (SME0123)

114  Sir Andrew Large (SME0153)

115  Stephen Hunt (SME0138)

116  Steven Smith (SME0070)

117  Storage Products Services Ltd (SME0112)

118  Summerpark Homes Limited (SME0015)

119  Terry Mulvenna (SME0071)

120  The Institue Of Chartered Accountants In England And Wales (SME0117)

121  Till & Whitehead Limited (SME0010)

122  Tomlinson Action Group (SME0016)

123  Tr Bonnyman Son & Co Ltd (SME0051)

124  Vocalink (SME0095)

List of Reports from the Committee during the current Parliament

All publications from the Committee are available on the Committee's website at www.parliament.uk/treascom.

Session 2010-12
First ReportJune 2010 Budget HC 350
Second ReportAppointment of Dr Martin Weale to the Monetary Policy Committee of the Bank of England HC 475
Third ReportAppointment of Robert Chote as Chair of the Office for Budget Responsibility HC 476
Fourth ReportOffice for Budget Responsibility HC 385
Fifth ReportAppointments to the Budget Responsibility Committee HC 545
Sixth ReportSpending Review 2010 HC 544
Seventh ReportFinancial Regulation: a preliminary consideration of the Government's proposals HC 430
Eighth ReportPrinciples of tax policy HC 753
Ninth ReportCompetition and Choice in Retail Banking HC 612
Tenth ReportBudget 2011 HC 897
Eleventh ReportFinance (No.3) Bill HC 497
Twelfth ReportAppointment of Dr Ben Broadbent to the Monetary Policy Committee of the Bank of England HC 1051
Thirteenth ReportAppointment of Dr Donald Kohn to the interim Financial Policy Committee HC 1052
Fourteenth ReportAppointments of Michael Cohrs and Alastair Clark to the interim Financial Policy Committee HC 1125
Fifteenth ReportRetail Distribution Review HC 857
Sixteenth ReportAdministration and effectiveness of HM Revenue and Customs HC 731
Seventeenth Report Private Finance Initiative HC 1146
Eighteenth ReportThe future of cheques HC 1147
Nineteenth ReportIndependent Commission on Banking HC 1069
Twentieth Report Retail Distribution Review: Government and FSA Responses HC 1533
Twenty-first Report Accountability of the Bank of England HC 874
Twenty-second Report Appointment of Robert Jenkins to the interim Financial Policy Committee HC 1575
Twenty-third Report The future of cheques: Government and Payments Council Responses HC 1645
Twenty-fourth Report Appointments to the Office of Tax Simplification HC 1637
Twenty-fifth Report Private Finance Initiative: Government, OBR and NAO

Responses

HC 1725
Twenty-sixth Report Financial Conduct Authority HC 1574
Twenty-seventh Report Accountability of the Bank of England: Response from the Court of the Bank HC 1769
Twenty-eighth Report Financial Conduct Authority: Report on the Governments Response HC 1857
Twenty-ninth Report Closing the tax gap: HMRC's record at ensuring tax compliance HC 1371
Thirtieth Report Budget 2012 HC 1910

Session 2012-13
First ReportFinancial Services Bill HC 161
Second ReportFixing LIBOR: some preliminary findings HC 481
Third ReportAccess to cash machines for basic bank account holders HC 544
Fourth ReportAppointment of Mr Ian McCafferty to the Monetary Policy Committee HC 590
Fifth ReportThe FSA's report into the failure of RBS HC 640
Sixth ReportAppointment of John Griffith-Jones as Chair-designate of the Financial Conduct Authority HC 721
Seventh ReportAutumn Statement 2012 HC 818
Eighth ReportAppointment of Dr Mark Carney as Governor of the Bank of England HC 944
Ninth ReportBudget 2013 HC 1063

Session 2013-14
First ReportAppointments of Dame Clara Furse, Richard Sharp, and Martin Taylor to the Financial Policy Committee HC 224
Second ReportAppointments of Dr Donald Kohn and Andrew Haldane to the Financial Policy Committee HC 259
Third ReportSpending Round 2013 HC 575
Fourth ReportRe-appointment of Professor Stephen Nickell to the Budget Responsibility Committee HC 688
Fifth ReportAppointment of Sir Jon Cunliffe as Deputy Governor of the Bank of England HC 689
Sixth ReportRe-appointment of Dr Martin Weale to the Monetary Policy Committee HC 313
Seventh ReportMoney Advice Service HC 457
Eighth Report OBR Fiscal Sustainability Report 2013 HC 958
Ninth ReportAutumn Statement 2013 HC 826
Tenth ReportPrivate Finance 2 HC 97
Eleventh ReportAppointment of Spencer Dale to the Financial Policy Committee HC 1236
Twelfth Report Appointment of Andy Haldane to the Monetary Policy Committee HC 1235
Thirteenth ReportBudget 2014 HC 1189

Session 2014-15
First ReportAppointment of Dr Ben Broadbent as Deputy Governor of the Bank of England HC 205
Second ReportAppointment of Professor Kristin Forbes to the Monetary Policy Committee HC 206
Third Report Appointment of Dr Nemat Shafik as Deputy Governor of the Bank of England HC 492
Fourth ReportAppointment of Anthony Habgood as Chairman of the Court of the Bank of England HC 451
Fifth ReportRe-appointment of Graham Parker to the Budget Responsibility Committee HC 580
Sixth ReportProject Verde HC 728
Seventh ReportImplementing the recommendations of the Parliamentary Commission on Banking Standards HC 768
Eighth ReportRe-appointment of Dr Donald Kohn and Martin Taylor to the Financial Policy Committee HC 1044
Ninth ReportAutumn Statement 2014 HC 870
Tenth ReportThe UK's EU Budget Contributions HC 891
Eleventh ReportConduct and competition in SME lending HC 204


 
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Prepared 13 March 2015