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Pension freedom guidance and advice Contents

Contents

Summary

1 Introduction

2 Assessing pension freedom

Pension Wise data

Industry data

Assessing longer-term consumer outcomes

Shedding light

3 Scams

4 Pension Wise

Improving take-up

More personalised and holistic guidance

The limits of one-off guidance

5 The advice market and regulatory clarity

Affordable advice

Advice and guidance

Safeguarded benefits and insistent clients

Simplicity and transparency

Better operating markets

6 Long-term concerns

Lessons from overseas

Default options

A watching brief

Conclusions and recommendations

Formal Minutes

Witnesses

Published written evidence

List of Reports from the Committee during the current Parliament