Access to finance Contents

Contents

Terms of Reference

1 Introduction

Our inquiry

2 The current landscape for finance

Reduced demand

Calculating a finance gap

Interventions to improve access to finance

The British Business Bank

Assistance in accessing finance

Start-ups

Scale-up and growth

The Alternative Investment Market (AIM) and encouraging investment

Tax incentives

European Investment Fund

Angel CoFund

Regional imbalances

3 Is there a finance information gap?

The importance of understanding there are choices

Information is not enough

Business networks and trusted sources of advice

4 Choice and competition

Challenger banks

The importance of data

Sharing credit information

VAT register

Referral scheme

Switching

Comparison tool

Alternative Finance

The regulation of alternative finance

Conclusions and recommendations

Formal Minutes

Witnesses

Published written evidence

List of Reports from the Committee during the current Parliament





28 October 2016