Small claims limit for personal injury Contents

Contents

Summary

1 Background to this inquiry

The inquiry of the previous Justice Committee

Our inquiry

2 Reforms to personal injury claim processes

The basis of personal injury claims

Impact on clinical negligence claims

Recent reforms to PI claims processes

The prevalence of RTA personal injury claims

The response to insurance fraud

The most recent proposals for reform

The impact of RTA PI claims on insurance premiums

3 Setting the small claims limit

The effect of inflation on the PI small claims limit

Justification for raising the small claims limit for RTA PI claims

The Judicial College Guidelines

4 The impact of raising the small claims limit

Impact on RTA-related PI claims

Impact on claims by vulnerable road users

Impact on non-RTA PI claims

Impact on employer liability and public liability claims

Impact on claims for holiday sickness

Impact on the judiciary and the courts

5 Implementing the small claims reforms

Post-legislative review of Part 2 of the LASPO Act 2012

The Ministry of Justice’s proposals for implementing the reforms

6 Impact on organisations assisting claimants

Impact on before the event insurance

Impact on claims management companies

Cold calling

Paid McKenzie friends

The impact of raising the small claims limit on claimant lawyers

7 Concluding remarks

Conclusions and recommendations

Annex: Background to the current reforms

Reforms to the personal injury claims process

Appendix: Flow chart showing RTA PI claims process

Formal minutes

Witnesses

Published written evidence

List of Reports from the Committee during the current Parliament




Published: 17 May 2018