Parliamentary Commission on Banking StandardsCorporate Facilities over £75 million Approved 1st September to 30th September 2008
AUTHOR: PETER CUMMINGS
Connection Industry Description |
Existing Facilities £000’s |
Increase/ Decrease £000’s |
New Facilities £000’s |
Margin bps |
Fees Earned £000’s |
Post Tax RAROE % |
PD Rating |
Weighted EL Rating |
Property investment & development |
2,868,538 |
11,900 |
2,880,438 |
107 |
0 |
0.00 |
4.3 |
4.2 |
Property investment |
2,402,423 |
20,060 (20,000) 0 |
2,402,483 |
n/a n/a n/a |
0 0 20 |
n/a n/a n/a |
n/a n/a n/a |
n/a n/a n/a |
Hotels |
1,806,050 |
0 |
1,806,050 |
234 |
0 |
n/a |
n/a |
n/a |
Property investment |
1,695,559 |
45,161 (134,980) |
1,605,740 |
119 319 |
-868 2,080 |
-2.80 45.80 |
5.3 n/a |
5.1 n/a |
Design, sale & marketing of wall coverings |
1,545,902 |
0 |
1,545,902 |
300 |
38 |
0.00 |
6.3 |
6.2 |
Property investment |
1,321,406 |
529 |
1,321,935 |
140 |
0 |
11.20 |
5.1 |
4.2 |
Property investment & development |
1,221,768 |
0 |
1,221,768 |
178 |
625 |
23.50 |
3.3 |
4.1 |
Health Clubs |
1,220,706 |
0 |
1,220,706 |
225 |
0 |
n/a |
6.2 |
4.2 |
Tenanted public houses & bars |
1,169,734 |
(10,792) 3,928 |
1,162,870 |
235 160 |
1.670 0 |
53.30 22.70 |
5.3 5.3 |
5.2 3.1 |
Property investment |
953,279 |
0 |
953,279 |
278 |
0 |
13.40 |
n/a |
n/a |
Refurbishment & construction of affordable homes |
947,487 |
0 |
947,487 |
453 |
30 |
29.90 |
6.1 |
6.1 |
Multiple retailer of clothing and accessories |
892,809 |
4,000 |
896,809 |
114 |
100 |
n/a |
n/a |
n/a |
Property investment |
792,336 |
366 |
792,702 |
243 |
134 |
60.50 |
5.2 |
4.3 |
Property investment & development |
748,892 |
0 (6,000) |
742,892 |
217 250 |
0 130 |
n/a 162.20 |
n/a 4.2 |
n/a 5.2 |
Property investment |
771,784 |
(28,699) (433) |
742,652 |
192 300 |
620 29 |
20.80 79.30 |
5.3 5.1 |
5.1 4.3 |
Property development |
556,000 |
66,000 |
622,000 |
140 |
135 |
64.40 |
4.1 |
3.3 |
Wholesale of pharmaceuticals |
88,658 |
1,598 450,000 |
540,256 |
195 400 |
0 250 |
17.80 180.20 |
4.2 6.2 |
4.2 4.2 |
Property investment & development |
494,788 |
(200) 3,000 1,577 |
499,165 |
164 250 124 |
16 30 0 |
48.60 37.50 39.90 |
6.2 5.2 4.3 |
4.2 5.1 4.2 |
Hotels |
387,893 |
0 |
387,893 |
192 |
0 |
22.60 |
6.1 |
5.3 |
Accountants |
356,200 |
6,800 |
363,000 |
140 |
475 |
92.30 |
3.2 |
3.2 |
Transportation & logistics provider |
323,576 |
(4,000) |
319,576 |
350 |
30 |
10.50 |
5.3 |
5.3 |
Property investment |
302,238 |
(4,945) |
297,293 |
212 |
0 |
9.30 |
5.3 |
4.3 |
Debt collection agency |
257,177 |
1,600 |
258,777 |
317 |
0 |
15.60 |
5.1 |
5.1 |
Commercial property investment/healthcare |
235,380 |
9,650 |
245,030 |
110 |
0 |
-11.00 |
5.2 |
4.3 |
Property development |
231,412 |
0 |
231,412 |
350 |
96 |
112,80 |
6.3 |
4.3 |
Property investment fund |
221,500 |
4,000 |
225,500 |
113 |
0 |
n/a |
n/a |
n/a |
Property investment |
202,305 |
395 |
202,700 |
190 |
4 |
-6.20 |
6.1 |
4.3 |
Distillers & bottlers of whiskey |
199,897 |
50 |
199,947 |
382 |
2,000 |
0.00 |
5.1 |
5.1 |
Property development |
169,696 |
0 |
169,696 |
400 |
16 |
457.90 |
6.3 |
6.1 |
Property development |
163,489 |
4,570 |
168,059 |
184 |
1,109 |
0.00 |
5.3 |
6.1 |
Provider of classified advertising directories |
163,146 |
(5,142) |
158,004 |
200 |
710 |
14.10 |
4.3 |
4.3 |
Property investment |
157,394 |
0 |
157,394 |
120 |
0 |
110.80 |
4.3 |
3.3 |
Design, engineering & construction for oil & gas industry |
152,200 |
0 |
152,200 |
60 |
45 |
252.00 |
4.1 |
3.3 |
Strategic investment |
146,000 |
2,000 |
148,000 |
135 |
70 |
5.40 |
4.3 |
4.3 |
Property investment |
125,000 |
17,000 |
142,000 |
65 |
0 |
24.50 |
6.1 |
3.2 |
Property investment |
212,650 |
(83,180) |
129,470 |
520 |
850 |
64.00 |
7.0 |
7.0 |
Repair & refurbishment of mobile phones |
124,445 |
(250) |
124,195 |
427 |
0 |
4.60 |
6.1 |
6.1 |
Property investment |
136,250 |
(14,147) |
122,103 |
200 |
200 |
16.50 |
n/a |
n/a |
Retail—department stores |
101,525 |
13,000 |
114,525 |
304 |
0 |
0.00 |
5.3 |
5.3 |
Manufacturer of paper-based packaging |
85,800 |
16,800 |
102,600 |
168 |
0 |
2.90 |
5.1 |
5.1 |
Property investment |
100,039 |
0 |
100,039 |
120 |
97 |
n/a |
5.1 |
4.2 |
Building, construction & development |
111,676 |
(13,075) |
98,601 |
321 |
0 |
36.30 |
5.3 |
5.3 |
Property investment |
91,079 |
6,791 |
97,870 |
185 |
263 |
35.40 |
5.2 |
4.2 |
Property investment |
85,571 |
0 |
85,571 |
300 |
0 |
0.00 |
5.3 |
4.2 |