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Session 2005-06
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European Union Committee Publications

European Union - Thirty-Sixth Report

Here you can browse the report which was ordered by the House of Lords to be printed 27 June 2006.


Terms of Reference

Foreword—What this Report is about

Chapter 1: Introduction

Chapter 2: History of the Proposals

Chapter 3: A summary of the changes made by the Commission's current (2005) Proposed Consumer Credit Directive

Chapter 4: UK Consumer Credit Legislation

Chapter 5: Full Harmonisation as a Means to Promote the Internal Market

Chapter 6: Does the Directive provide a High Level of Consumer Protection?

Chapter 7: The Full Harmonisation Provisions of the Directive and their Potential Effect on the Level of Consumer Protection in the UK

Chapter 8: Mutual Recognition

Chapter 9: Responsible Lending

Chapter 10: Conclusions and Recommendations

Appendix 1: Sub-Committee G (Social and Consumer Affairs)

Appendix 2: Table of Contents and Text of the Revised Draft Directive on Consumer Credit and UK Legislation that may be affected by it

Appendix 3: Information Requirements of existing UK Legislation Governing the Form and Content of Credit Agreements that would have to be dropped under the Directive as falling outside Article 9(2)

Appendix 4: Call for Evidence

Appendix 5: List of Witnesses

Appendix 6: Recent Reports

Oral Evidence
17 January 2006
26 January 2006
2 February 2006
9 February 2006
9 March 2006
16 March 2006
30 March 2006



The Report of the Committee is published in Volume 1, HL Paper No. 210-I

The Evidence of the Committee is published in Volume II,
HL Paper No. 210-II

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