Chapter 1: Introduction
Central bank digital currency
Box 1: Central bank money and commercial bank money
Global interest in CBDCs
What problems would a CBDC solve?
Box 2: Crypto assets
What are the risks?
Chapter 2: Households and businesses
Consumers and innovation
Decline in cash use
Figure 1: Payment volumes (millions) 2010 to 2020
Chapter 3: CBDC and the monetary system
Risk of private money creation
Figure 2: Total stablecoin supply (Tether, USD Coin, Binance USD, Dai, TrueUSD)
Privacy and ‘Know Your Customer’
Chapter 4: International implications
Chapter 5: Conclusion
Summary of conclusions and recommendations
Appendix 1: List of Members and declarations of interest
Appendix 2: List of witnesses
Appendix 3: Call for evidence
Evidence is published online at https://committees.parliament.uk/work/1504/central-bank-digital-currencies/publications/ and available for inspection at the Parliamentary Archives (020 7219 3074).
Q in footnotes refers to a question in oral evidence.
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